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78 Front St, #3, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 78 Front St, #3, Marblehead, MA 01945

Property Summary

Property TypeCondominium Offices
Details1 ba · 790 sqft · built 1727
Lot Size0.12 acres (5,237 sqft)
Owner2 Individual Names on Record
Last Sale$216,000 (Nov 2018)
Tax Bill$3,043 (2026)
Deeds & MortgagesApr 2017 Mortgage
Nov 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNMARB M:0148 B:0042 L:3

Property Details

APN / Parcel Number

Primary APNMARB M:0148 B:0042 L:3

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Units5 Units
Stories1 Story
Building Area790 sqft Total Area

Exterior

Year BuiltBuilt 1727
Effective Year BuiltEffective 1727
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,237 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address78 FRONT ST, 3
CityMARBLEHEAD
StateMA
Zip01945-3291
Property CategoryCommercial
Property TypeCommercial > Office > Condominium Offices
Local Zoning CodeB1
Legal Block42
Legal Lot Number3
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1022
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address39 ORNE ST, MARBLEHEAD, MA 01945-2674
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2017Deed of Trust, Mortgage · Commercial Mortgage
COASTAL HERITAGE BANK
Nov 9, 2018Condominium Deed, Transfer
Jun 8, 2018Deed of Trust, Mortgage
THERESA OCALLAGHAN
Apr 12, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2018 · Amount on Record
Deed SaleNov 9, 2018 · Amount on Record
Prior SaleMar 31, 2003 · Amount on Record
Deed Document Number20183990
Deed Book / Page37144 / 187
Transfer Doc35793-205
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address78 FRONT ST STE 3, 3, MARBLEHEAD, MA 01945-3291
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35793-389
DateApr 12, 2017
Book Page35793/389
Instrument353
Lender
NameCOASTAL HERITAGE BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2018: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionMARBLEHEAD MA
Recording DateNov 9, 2018
Property Address78 FRONT ST STE 3, 3, MARBLEHEAD, MA 01945-3291
Document Number37144-187
Book / Page037144 / 000187
Instrument DateOct 12, 2018
Instrument9003990
Transaction TypeTransfer
Record UpdatedNov 28, 2018

Transaction

AmountAmount Recorded
Tax$984.96
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address49 CROSBY ST NEW YORK NY 100124464, NEW YORK, NY 10012-4464

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address78 FRONT ST STE 3, 3, MARBLEHEAD, MA 01945-3291
Document Number36790-533
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 FRONT ST #3 MARBLEHEAD MA 019453291, 3, MARBLEHEAD, MA 01945-3291

Mortgage

Document Number36790-533
DateJun 15, 2018
Book Page036790/000533
Instrument1806154850
Lender
NameTHERESA OCALLAGHAN
Agreement
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateApr 12, 2017
Property Address78 FRONT ST STE 3, 3, MARBLEHEAD, MA 01945-3291
Document Number35793-205
Book / Page035793 / 000205
Instrument DateApr 12, 2017
Instrument1704120306
Transaction TypeTransfer
Record UpdatedMay 2, 2017
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 PLAIN ST MARSHFIELD MA 020502191, MARSHFIELD, MA 02050-2191

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,043.00 (+4.53%)$355,500 (+10.51%) Building $355,500
2025$2,911.00 (+11.11%)$321,700 (+10.02%) Building $321,700
2024$2,620.00 (+2.18%)$292,400 (+14.04%) Building $292,400
2023$2,564.00$256,400 Building $256,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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