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78 Front St, Middletown, CT 06457 Property Records

Middletown City property record for 78 Front St, Middletown, CT 06457

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1879
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jul 2021)
Tax Bill$5,343 (2024)
Deeds & MortgagesApr 2022 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMTWN M:35 L:0008

Property Details

APN / Parcel Number

Primary APNMTWN M:35 L:0008
Alternative APN
  • R10465

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
Gross Area2,752 sqft
1st Floor Area756 sqft
Basement Area756 sqft
Unfinished Basement300 sqft

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialShingle
Lot Area8,276 sqft (0.19 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR10465
Street Address78 FRONT ST
CityMIDDLETOWN
StateCT
Zip06457-4463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPZ
Legal Subdivision922 SAYBROOK RD
Legal Lot Number8
JurisdictionMIDDLETOWN CT
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2001
Census Tract542000

Owner

Source: Middletown City records · APN MTWN M:35 L:0008

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address78 FRONT ST, MIDDLETOWN, CT 06457-4463
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE
Jul 12, 2021Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2021 · Amount on Record
Deed SaleJul 12, 2021 · Amount on Record
Prior SaleMar 03, 2008 · Amount on Record
Deed Document Number20213628960002
Deed Book / Page2013 / 754
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN CT
Property Address78 FRONT ST, MIDDLETOWN, CT 06457-4463
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002042-13
DateApr 06, 2022
Book Page2042/13
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN CT
Recording DateJul 12, 2021
Property Address78 FRONT ST, MIDDLETOWN, CT 06457-4463
Document Number002013-754
Book / Page2013 / 754
Instrument DateJul 09, 2021
Instrument3628960002
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 FRONT ST, MIDDLETOWN, CT 06457-4463

Mortgage

Document Number3628970010
DateJul 12, 2021
Instrument3628970010
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middletown City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityMiddletown City
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$144,370 (-) Land $56,810 Building $87,560$101,059 Land $39,767 Building $61,292
2024$5,343.00 (+4.52%)$144,370 (-) Land $56,810 Building $87,560
2023$5,112.00 (+22.44%)$144,370 (+42.67%) Land $56,810 Building $87,560
2022$4,175.00$101,190 Land $37,870 Building $63,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250

May also be available: GoNetspeed, Verizon.

Based on FCC filings for 411 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIDDLETOWN WATER DEPARTMENT
serves 41,019 people
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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