78 Front St, Belvidere, NJ 07823 Property Records

Warren County and Belvidere Town property record for 78 Front St, Belvidere, NJ 07823

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1888
Lot Size	0.084 acres (3,655 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (Apr 2020)
Tax Bill	$7,113 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-00015-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00015-0000-00005`
Alternative APNs	`030001500005` `3900`

Interior

Stories	2 Stories
Building Area	1,668 sqft Living Area

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Construction Type	Frame
Lot Area	3,655 sqft (0.084 acres)
Lot Dimensions	126 ft deep x 29 ft wide

Location & Zoning

Account Number	3900
Street Address	78 FRONT ST
City	BELVIDERE
State	NJ
Zip	07823-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Subdivision	BELVIDERE TOWN
Legal Block	15
Legal Lot Number	5
Jurisdiction	WARREN NJ
Township / Civil Division	BELVIDERE
Census Block Group	3
Census Block	3002
Census Tract	31700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belvidere Historic District listed 1980 · 229 contributing resources · NRIS 80002525

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

78 Front St is owned and occupied by two individuals who bought it in April 2020.

Source: Warren County and Belvidere Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 FRONT ST, BELVIDERE, NJ 07823-1438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 5, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 6, 2020	Grant Deed, Transfer · FHA Mortgage ADVISORS MTG
Mar 28, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Sep 14, 2015 · Amount on File
Deed Document Number	2020526823
Deed Book / Page	3050 / 70
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	78 FRONT ST, BELVIDERE, NJ 07823-1438
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FRONT ST, BELVIDERE, NJ 07823-1438

Mortgage

Document Number	007787/292
Date	Sep 9, 2025
Book Page	7787/292
Instrument	2025-625965

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2065

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	78 FRONT ST, BELVIDERE, NJ 07823-1438
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FRONT ST, BELVIDERE, NJ 07823-1438

Mortgage

Document Number	007466/321
Date	May 9, 2023
Book Page	7466/321
Instrument	2023-591691

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	339 Months
Due	Aug 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	78 FRONT ST, BELVIDERE, NJ 07823-1438
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FRONT ST, BELVIDERE, NJ 07823-1438

Mortgage

Document Number	007373/177
Date	Aug 5, 2022
Book Page	7373/177
Instrument	2022-580308

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	78 FRONT ST, BELVIDERE, NJ 07823-1438
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FRONT ST, BELVIDERE, NJ 07823-1438

Mortgage

Document Number	007222/264
Date	Nov 1, 2021
Book Page	7222/264
Instrument	2021-564500

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 6, 2020
Property Address	78 FRONT ST, BELVIDERE, NJ 07823-1438
Document Number	0000526823
Book / Page	003050 / 000070
Instrument Date	Mar 30, 2020
Instrument	526823
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 FRONT ST BELVIDERE NJ 078231438, BELVIDERE, NJ 07823-1438

Mortgage

Document Number	526824
Date	Apr 6, 2020
Book Page	006847/000085
Instrument	526824

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	TINTON FALLS, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 28, 2019
Property Address	78 FRONT ST, BELVIDERE, NJ 07823-1438
Document Number	0000507672
Book / Page	002947 / 000208
Instrument Date	Feb 11, 2019
Instrument	507672
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	78 FRONT ST, BELVIDERE, NJ 07823-1438
Document Number	0000481715
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FRONT ST BELVIDERE NJ 078231438, BELVIDERE, NJ 07823-1438

Mortgage

Document Number	0000481715
Date	Sep 25, 2017
Book Page	006497/000024
Instrument	481715

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 78 Front St was $7,113, up 3.7% from the year before.

Source: Warren County and Belvidere Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Belvidere Town
Unified School District	Belvidere Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,400 (-) Land $36,400 Building $179,000	$215,400 (-) Land $36,400 Building $179,000
2025	$7,113.00 (+3.75%)	$215,400 Land $36,400 Building $179,000	$215,400 Land $36,400 Building $179,000
2024	$6,856.00
2023		$215,400 Land $36,400 Building $179,000	$215,400 Land $36,400 Building $179,000
2022	$6,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	50 (1996–2011)
Claims Outside the SFHA	18 of 50
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2006 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - BELVIDERE private · serves 2,854 people · EPA ID NJ2103001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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