78 Franklin St, Poca, WV 25159 Property Records

Putnam County property record for 78 Franklin St, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,984 sqft · built 1972
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on Record
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-227-0007.0006`

Property Details

APN / Parcel Number

Primary APN	`08-227-0007.0006`
Alternative APNs	`40-08-227-0007.0006` `00009339`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,984 sqft Living Area
1st Floor Area	1,708 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	392,040 sqft (9 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00009339
Street Address	78 FRANKLIN ST
City	POCA
State	WV
Zip	25159-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT OF PARCEL C HAGER DEEP TURN SUBD
Legal Subdivision	HAGER DEEP TURN SUB
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	20500

Owner

Source: Putnam County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 FRANKLIN ST, POCA, WV 25159-6718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	000WB16170
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	78 FRANKLIN ST, POCA, WV 25159-6718
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FRANKLIN ST, POCA, WV 25159-6718

Mortgage

Document Number	00001405/1
Date	Jan 22, 2026
Book Page	1405/1

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,678.00 (+3.84%) Homeowner's exemption	$152,760 (-0.16%) Land $22,920 Building $129,840	$254,600 (-0.16%) Land $38,200 Building $216,400
2023	$1,616.00 (+3.32%) Homeowner's exemption	$153,000 (+2.16%) Land $35,580 Building $117,420	$255,000 (+2.16%) Land $59,300 Building $195,700
2022	$1,564.00 Homeowner's exemption	$149,760 Land $33,660 Building $116,100	$249,600 Land $56,100 Building $193,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1997–2021)
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 47% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

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