78 Fox Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 78 Fox Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Sep 2007)
Tax Bill	$1,764 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96A 1 N 1`

Property Details

APN / Parcel Number

Primary APN	`96A 1 N 1`
Alternative APNs	`14738` `14242`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14242
Street Address	78 FOX RD
City	GUM SPRING
State	VA
Zip	23065-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ORCHID LAKE ESTATES PB 4/18 LOTS 1,2,3 BLK N DB 1095/967
Legal Subdivision	ORCHID LAKE ESTATES
Legal Block	N
Legal Lot Number	1-3
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2021
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 FOX RD, GUM SPRING, VA 23065-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage FLUVANNA LOUISA HOUSING FOUNDATION
Jan 12, 2024	Deed of Trust, Mortgage FLUVARINA LOUISA HOUSING FOUNDATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2007 · Amount on Record
Deed Sale	Sep 28, 2007 · Amount on Record
Deed Document Number	20079272
Deed Book / Page	1095 / 967
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	78 FOX RD, GUM SPRING, VA 23065-2206
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001937/876
Date	Jan 30, 2024
Book Page	1937/876
Instrument	202400000807

Lender

Name	FLUVANNA LOUISA HOUSING FOUNDATION
Type	Government Agency
Address	LOUISA, VA 23093

Agreement

Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	78 FOX RD, GUM SPRING, VA 23065-2206
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001936/56
Date	Jan 12, 2024
Book Page	1936/56
Instrument	202400000412

Lender

Name	FLUVARINA LOUISA HOUSING FOUNDATION
Type	Non-Lending Institution
Address	LOUISA, VA 23093

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,428 (+3.1%) Land $15,600 Building $257,828	$273,428 (+3.1%) Land $15,600 Building $257,828
2025		$265,200 (+17.45%) Land $12,400 Building $252,800	$265,200 (+17.45%) Land $12,400 Building $252,800
2024	$1,764.00 (+86.27%)
2023		$225,800 Land $9,600 Building $216,200
2022	$947.00		$225,800 Land $9,600 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Fox Rd

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