78 Flopsy Ct, Ranson, WV 25438 Property Records

Jefferson County property record for 78 Flopsy Ct, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 2000
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Jul 2021)
Tax Bill	$2,286 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-4E-0051.0000`

Property Details

APN / Parcel Number

Primary APN	`02-4E-0051.0000`
Alternative APN	`19-02-4E-0051.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,871 sqft Living Area
1st Floor Area	2,474 sqft
Basement Area	575 sqft
Finished Basement	575 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	126 ft deep x 55 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	78 FLOPSY CT
City	RANSON
State	WV
Zip	25438-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT #51 BRIAR RUN ESTATES
Legal Subdivision	BRIAR RUN
Legal Lot Number	51
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	3
Census Block	3034
Census Tract	972402

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 FLOPSY CT, RANSON, WV 25438-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jul 21, 2021	Deed, Transfer · VA Mortgage NAVY FCU
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF CHARLES TOWN
Jun 2, 2020	Grant Deed, Transfer · Conventional with PMI TOWNEBANK MTG
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Apr 6, 2012 · Amount on Record
Deed Document Number	202112360
Deed Book / Page	1264 / 204
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Recording Date	Apr 23, 2026
Property Address	78 FLOPSY CT, RANSON, WV 25438-4811
Document Number	0000005835
Book / Page	2676 / 578
Instrument Date	Apr 16, 2026
Instrument	20265835
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FLOPSY CT, RANSON, WV 25438-4811

Mortgage

Document Number	0000005835,
Date	Apr 23, 2026
Book Page	2676/578
Instrument	20265835

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.22%
Max Rate	-1%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 21, 2021
Property Address	78 FLOPSY CT, RANSON, WV 25438-4811
Document Number	1264/204
Book / Page	1264 / 204
Map Reference	MB 15 PG 69
Instrument Date	Jun 24, 2021
Instrument	202100012360
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FLOPSY CT, RANSON, WV 25438-4811

Mortgage

Document Number	202100012361
Date	Jul 21, 2021
Instrument	202100012361

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	78 FLOPSY CT, RANSON, WV 25438-4811
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 FLOPSY CT, RANSON, WV 25438-4811

Mortgage

Document Number	2360/265
Date	Mar 19, 2021
Book Page	2360/265
Instrument	202100004766

Lender

Name	BANK OF CHARLES TOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 2, 2020
Property Address	78 FLOPSY CT, RANSON, WV 25438-4811
Document Number	0000006724
Book / Page	001241 / 000071
Instrument Date	May 28, 2020
Instrument	6724
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,798.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 FLOPSY CT RANSON WV 254384811, RANSON, WV 25438-4811
Investor	Possibly a Property Investor

Mortgage

Document Number	6725
Date	Jun 2, 2020
Book Page	002286/000014
Instrument	6725

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	78 FLOPSY CT, RANSON, WV 25438-4811
Document Number	0000002984
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 FLOPSY CT RANSON WV 254384811, RANSON, WV 25438-4811

Mortgage

Document Number	0000002984
Date	Mar 10, 2020
Book Page	002270/000025
Instrument	2984

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	78 FLOPSY CT, RANSON, WV 25438-4811
Document Number	0000003866
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 FLOPSY CT RANSON WV 254384811, RANSON, WV 25438-4811

Mortgage

Document Number	0000003866
Date	Apr 10, 2019
Book Page	002219/000612
Instrument	3866

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,286.00 (+3.44%)	$198,200 (+4.21%) Land $75,100 Building $123,100	$330,333 (+4.21%) Land $125,167 Building $205,167
2025	$2,210.00 (+5.09%)	$190,200 (+5.61%) Land $65,700 Building $124,500	$317,000 (+5.63%) Land $109,500 Building $207,500
2023	$2,103.00	$180,100 Land $65,700 Building $114,400	$300,100 Land $109,500 Building $190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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