78 Fair St, Guilford, CT 06437 Property Records

Guilford Town property record for 78 Fair St, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,714 sqft · built 1991
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (Apr 2021)
Tax Bill	$15,304 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:46035`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:46035`
Alternative APN	`7833`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
Basement Area	552 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,246 sqft (0.35 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	7833
Street Address	78 FAIR ST
City	GUILFORD
State	CT
Zip	06437-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	1
Census Block	1019
Census Tract	190100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Guilford Historic Town Center listed 1976 · 373 contributing resources · NRIS 76001988

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

78 Fair St is owned and occupied by two individuals who bought it in April 2021.

Source: Guilford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 FAIR ST, GUILFORD, CT 06437-2617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUORUM FEDERAL CU
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ALLIANT CU
Apr 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Nov 4, 1996 · Amount on File
Deed Document Number	20212526130003
Deed Book / Page	974 / 1166
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	78 FAIR ST, GUILFORD, CT 06437-2617
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00974-1179
Date	Apr 30, 2021
Book Page	974/1179
Instrument	2526150006

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	78 FAIR ST, GUILFORD, CT 06437-2617
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000991-973
Date	Feb 22, 2022
Book Page	991/973
Instrument	2775790010

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	78 FAIR ST, GUILFORD, CT 06437-2617
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000991-983
Date	Feb 22, 2022
Book Page	991/983
Instrument	2775800007

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	Apr 30, 2021
Property Address	78 FAIR ST, GUILFORD, CT 06437-2617
Document Number	974-1166
Book / Page	974 / 1166
Instrument Date	Apr 29, 2021
Instrument	2526130003
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2526140010
Date	Apr 30, 2021
Instrument	2526140010

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 78 Fair St was $15,304.

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,304.00	$553,490 (+2.41%) Land $267,890 Building $285,600	$790,700 Land $382,700 Building $408,000
2024	$15,304.00 (+6.53%)	$540,470 (-) Land $267,890 Building $272,580
2023	$14,366.00 (-1.07%)	$540,470 (+23.76%) Land $267,890 Building $272,580
2022	$14,521.00	$436,710 Land $245,710 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Fair St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Fair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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