York County and Wells Town property record for 78 Ember Ln, Wells, ME 04090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,920 sqft · built 2014 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $417,400 (Jun 2015) |
| Tax Bill | $3,706 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WLLS M:049 L:68-11 |
| Primary APN | WLLS M:049 L:68-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 3,756 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 78 EMBER LN |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090-4371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | CARLISLE XING SUB |
| Legal Lot Number | 68-11 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 34002 |
78 Ember Ln is owned and occupied by two individuals who acquired it in October 2025.
Source: York County and Wells Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 EMBER LN, WELLS, ME 04090-4371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Feb 1, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Dec 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH AMERICAN SAVINGS BANK FSB |
| Dec 13, 2019 | Deed of Trust, Mortgage · VA Mortgage KS STATEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2015 · Amount on File |
| Deed Sale | Jun 15, 2015 · Amount on File |
| Deed Document Number | 201521994 |
| Deed Book / Page | 17036 / 13 |
| Last Transfer Date | Oct 11, 2025 |
| Transfer Doc | 0198900082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WELLS ME |
| Recording Date | Apr 24, 2026 |
| Property Address | 78 EMBER LN, WELLS, ME 04090-4371 |
| Document Number | 0198900082 |
| Book / Page | 19890 / 82 |
| Instrument Date | Oct 11, 2025 |
| Instrument | 202613633 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 EMBER LN, WELLS, ME 04090-4371 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 78 EMBER LN, WELLS, ME 04090-4371 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0193830758 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 19383/758 |
| Instrument | 2024003354 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 78 EMBER LN, WELLS, ME 04090-4371 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0189000726 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 18900/726 |
| Instrument | 2021072153 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 78 EMBER LN, WELLS, ME 04090-4371 |
| Document Number | 0181300242 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 EMBER LN WELLS ME 040904371, WELLS, ME 04090-4371 |
| Document Number | 0181300242 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 018130/000242 |
| Instrument | 55263 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2049 |
The 2025 property tax bill for 78 Ember Ln was $3,706, up 6.3% from the year before.
Source: York County and Wells Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,706.00 (+6.25%) | $573,610 (-) Land $160,960 Building $412,650 | |
| 2024 | $3,488.00 (+2.02%) | $573,610 (-) Land $160,960 Building $412,650 | |
| 2023 | $3,419.00 (+9.3%) | $573,610 (+91.82%) Land $160,960 Building $412,650 | $637,260 |
| 2022 | $3,128.00 | $299,040 Land $73,290 Building $225,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Ember Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Ember Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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