Norfolk County and Needham Town property record for 78 Elmwood Rd, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,017 sqft · built 1950 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $712,375 (Apr 2015) |
| Tax Bill | $10,095 (2025) |
| Deeds & Mortgages | Mar 2025 Refinance Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:0070001700000 |
| Primary APN | M:0070001700000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,017 sqft Living Area |
| Gross Area | 1,692 sqft |
| 1st Floor Area | 1,017 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 225 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 78 ELMWOOD RD |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | PLAN 16392B |
| Legal Block | 17 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 7 |
| Census Block | 7004 |
| Census Tract | 403100 |
78 Elmwood Rd is owned and occupied by an individual who bought it in April 2015.
Source: Norfolk County and Needham Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 ELMWOOD RD, NEEDHAM, MA 02492-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance TREMONT CREDIT UNION |
| Jan 25, 2019 | Deed of Trust, Mortgage · Line of Credit TREMONT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2015 · Amount on File |
| Deed Sale | Apr 16, 2015 · Amount on File |
| Prior Sale | Mar 17, 2006 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 78 ELMWOOD RD, NEEDHAM, MA 02492-4511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001549352 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 1549352 |
| Name | TREMONT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 78 ELMWOOD RD, NEEDHAM, MA 02492-4511 |
| Document Number | 0001416077 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|---|
| Address | 78 ELMWOOD RD NEEDHAM MA 024924511, NEEDHAM, MA 02492-4511 |
| Document Number | 0001416077 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 1416077 |
| Name | TREMONT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 78 Elmwood Rd was $10,095.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,095.00 | $952,400 Land $679,900 Building $272,500 | $1,294,375 (+9.08%) |
| 2024 | $1,186,645 | ||
| 2023 | $10,330.00 | $792,200 Land $580,900 Building $211,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Elmwood Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Elmwood Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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