78 Elm St, Scituate, MA 02066 Property Records

Plymouth County and Scituate Town property record for 78 Elm St, Scituate, MA 02066

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,761 sqft · built 1951
Lot Size	0.385 acres (16,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2023)
Tax Bill	$6,928 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SCIT M:044 B:003 L:042`

Property Details

APN / Parcel Number

Primary APN	`SCIT M:044 B:003 L:042`
Alternative APN	`4864`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,761 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,775 sqft (0.385 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4864
Street Address	78 ELM ST
City	SCITUATE
State	MA
Zip	02066-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	42
Jurisdiction	SCITUATE MA
Township / Civil Division	SCITUATE
Census Block Group	2
Census Block	2011
Census Tract	505202

Owner

Source: Plymouth County and Scituate Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 ELM ST, SCITUATE, MA 02066-4033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Jun 2, 2023	Deed, Transfer · Stand-Alone First Mortgage COASTAL HERITAGE BANK
Jan 31, 2023	Quit Claim Deed, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Jan 31, 2023 · Amount on Record
Deed Book / Page	57974 / 211
Transfer Doc	45132-4
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE MA
Property Address	78 ELM ST, SCITUATE, MA 02066-4033
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	060542-246
Date	Nov 13, 2025
Book Page	60542/246
Instrument	76086

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCITUATE MA
Recording Date	Jun 2, 2023
Property Address	78 ELM ST, SCITUATE, MA 02066-4033
Document Number	057974-211
Book / Page	57974 / 211
Instrument Date	Jun 2, 2023
Instrument	34571
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 ELM ST, SCITUATE, MA 02066-4033

Mortgage

Document Number	0000034572
Date	Jun 2, 2023
Instrument	34572

Lender

Name	COASTAL HERITAGE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Jan 31, 2023
Property Address	78 ELM ST, SCITUATE, MA 02066-4033
Document Number	057645-121
Book / Page	57645 / 121
Instrument Date	Jan 12, 2023
Instrument	7325
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 GILSON RD, SCITUATE, MA 02066-4644

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE MA
Property Address	78 ELM ST, SCITUATE, MA 02066-4033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	54029-70
Date	Dec 18, 2020
Book Page	54029/70
Instrument	127550

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Plymouth County and Scituate Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,928.00 (+2.3%)	$693,500 (+6.09%) Land $369,200 Building $324,300	$638,590
2024	$6,772.00 (+2.22%)	$653,700 (+9.83%) Land $335,600 Building $318,100
2023	$6,625.00	$595,200 Land $322,000 Building $273,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCITUATE WATER DIVISION serves 19,297 people · EPA ID MA4264000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Turbidity resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures