Cranston City property record for 78 Eddy St, Cranston, RI 02920
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1920 |
| Lot Size | 0.163 acres (7,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (May 2026) |
| Tax Bill | $3,471 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CRAN M:10-2 L:10 U |
| Primary APN | CRAN M:10-2 L:10 U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 884 sqft Living Area |
| Gross Area | 1,703 sqft |
| 1st Floor Area | 621 sqft |
| Basement Area | 525 sqft |
| Unfinished Basement | 525 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,106 sqft (0.163 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7171774 |
|---|---|
| Street Address | 78 EDDY ST |
| City | CRANSTON |
| State | RI |
| Zip | 02920-7909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A8 |
| Legal Lot Number | 10 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 13900 |
78 Eddy St is owned and occupied by an individual who bought it in May 2026.
Source: Cranston City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 EDDY ST, CRANSTON, RI 02920-7909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage COASTAL CREDIT UNION |
| Apr 28, 2020 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) RHODE ISLAND HOUSING & MTG FIN CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Prior Sale | Aug 31, 2011 |
| Deed Book / Page | LR7099 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | May 18, 2026 |
| Property Address | 78 EDDY ST, CRANSTON, RI 02920-7909 |
| Document Number | 0LR7099-76 |
| Book / Page | LR7099 / 76 |
| Instrument Date | May 14, 2026 |
| Instrument | 202642670 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 EDDY ST, CRANSTON, RI 02920-7909 |
| Date | May 18, 2026 |
|---|
| Name | COASTAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 78 EDDY ST, CRANSTON, RI 02920-7909 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5959-263 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 5959/263 |
| Instrument | 47790 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 78 Eddy St was $3,471.
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,471.00 | $250,100 Land $90,800 Building $159,300 | $380,464 |
| 2023 | $3,536.00 (+2.11%) | $187,100 (-) Land $62,700 Building $124,400 | |
| 2022 | $3,463.00 | $187,100 Land $62,700 Building $124,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 Eddy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 12 units insured incl. 8 condo units |
| Nearby Flood Claims | 6 (2010–2021) |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Eddy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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