78 E Whitney St, Chula Vista, CA 91910 Property Records

San Diego County property record for 78 E Whitney St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,719 sqft · built 1959
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on Record
Tax Bill	$5,317 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`574-104-04-00`

Property Details

APN / Parcel Number

Primary APN	`574-104-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,719 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,300 sqft (0.168 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	78 E WHITNEY ST
City	CHULA VISTA
State	CA
Zip	91910-6130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK A LOT 11 TR 003770
Legal Subdivision	PARDEE-PHILLIPS
Legal Tract	003770
Legal Block	A
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1020
Census Tract	13401

Owner

Source: San Diego County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 14, 2019	Intrafamily Transfer, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 30, 2017	Intrafamily Transfer, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2019
Deed Sale	Jun 14, 2019
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	2019233361
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	0000233361
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2026
Property Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Document Number	0000233729
Instrument Date	Aug 4, 2026
Instrument	2026233729
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130

Mortgage

Document Number	0000233729,
Date	Aug 11, 2026
Instrument	2026233729

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	WESTENN TITLE COMPANY, WESTERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130

Mortgage

Document Number	0000117950
Date	Feb 16, 2021
Instrument	2021-0117950

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123444
Date	Mar 10, 2020
Instrument	2020-0123444

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2019
Property Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Document Number	0000233361
Map Reference	MAP 3770
Instrument Date	May 31, 2019
Instrument	2019-0233361
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130

Mortgage

Document Number	0000233362
Date	Jun 14, 2019
Instrument	2019-0233362

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2017
Property Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Document Number	0000299139
Map Reference	MAP3770
Instrument Date	May 26, 2017
Instrument	2017-0299139
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	78 E WHITNEY ST, CHULA VISTA, CA 91910-6130

Mortgage

Document Number	0000299140
Date	Jun 30, 2017
Instrument	2017-0299140

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,804 (+2%) Land $212,809 Building $247,995
2025	$5,317.00 (+5.14%) Homeowner's exemption	$451,770 (+4.04%) Land $208,637 Building $243,133
2023	$5,057.00 (+2.97%) Homeowner's exemption	$434,230 Land $200,537 Building $233,693
2022	$4,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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