78 E Ridge Rd, Middletown, CT 06457 Property Records

Middletown City property record for 78 E Ridge Rd, Middletown, CT 06457 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 1937
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Apr 2020)
Tax Bill$5,498 (2024)
Deeds & MortgagesOct 2022 Refinance
May 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNMTWN M:37 L:0348

Property Details

APN / Parcel Number

Primary APNMTWN M:37 L:0348
Alternative APN
  • R12688

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
Gross Area2,674 sqft
1st Floor Area758 sqft
AtticAttic
Attic Area572 sqft
Basement Area112 sqft
Unfinished Basement112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR12688
Street Address78 E RIDGE RD
CityMIDDLETOWN
StateCT
Zip06457-5350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number348
JurisdictionMIDDLETOWN CT
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2024
Census Tract542000

Owner

Source: Middletown City records · APN MTWN M:37 L:0348

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address78 E RIDGE RD, MIDDLETOWN, CT 06457-5350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
DUTCH POINT CREDIT UNION
May 03, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DUTCH POINT CREDIT UNION
Apr 09, 2020Warranty Deed, Transfer
UNKNOWN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 09, 2020 · Amount on Record
Deed SaleApr 09, 2020 · Amount on Record
Deed Document Number20203524280004
Deed Book / Page1966 / 712
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN CT
Property Address78 E RIDGE RD, MIDDLETOWN, CT 06457-5350
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002057-64
DateOct 03, 2022
Book Page2057/64
Instrument3731460007
Lender
NameDUTCH POINT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN CT
Property Address78 E RIDGE RD, MIDDLETOWN, CT 06457-5350
Transaction TypeMortgage
Record UpdatedMay 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2005-210
DateMay 03, 2021
Book Page2005/210
Instrument3608960006
Lender
NameDUTCH POINT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term145 Months
DueJun 01, 2033

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDDLETOWN CT
Recording DateApr 09, 2020
Property Address78 E RIDGE RD, MIDDLETOWN, CT 06457-5350
Document Number1966-712
Book / Page001966 / 000712
Instrument DateApr 06, 2020
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyUNKNOWN

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 QUARRY RD BOLTON CT 060437314, BOLTON, CT 06043-7314

Tax Assessment & Valuation

Source: Middletown City records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityMiddletown City
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$148,540 (-) Land $58,600 Building $89,940$103,978 Land $41,020 Building $62,958
2024$5,498.00 (+4.52%)$148,540 (-) Land $58,600 Building $89,940
2023$5,260.00 (+18.36%)$148,540 (+37.89%) Land $58,600 Building $89,940
2022$4,444.00$107,720 Land $39,070 Building $68,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of Connecticut
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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