78 E Ravano Dr, Clayton, NC 27527 Property Records

Johnston County property record for 78 E Ravano Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,109 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Feb 2025)
Tax Bill	$2,796 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16J05032C`

Property Details

APN / Parcel Number

Primary APN	`16J05032C`
Alternative APNs	`2000216488` `2000263703` `2000278165`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,109 sqft Living Area
Gross Area	3,853 sqft
1st Floor Area	1,316 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000278165
Street Address	78 E RAVANO DR
City	CLAYTON
State	NC
Zip	27527-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REB
Legal Description	LOT 71 SAN MARINO PH 1A 86/47
Legal Subdivision	SAN MARINO SUBDIVISION
Legal Phase	1A
Legal Lot Number	71
Jurisdiction	JOHNSTON NC
Township / Civil Division	WILDERS
Census Block Group	2
Census Block	2000
Census Tract	40207

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 E RAVANO DR, CLAYTON, NC 27527-8015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 19, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Jul 12, 2024 · Amount on Record
Deed Document Number	20255748
Deed Book / Page	6834 / 646
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Sep 8, 2026
Property Address	78 E RAVANO DR, CLAYTON, NC 27527-8015
Document Number	0000029627
Book / Page	7185 / 945
Instrument Date	Aug 10, 2026
Instrument	202629627
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E RAVANO DR, CLAYTON, NC 27527-8015

Mortgage

Document Number	0000029627,
Date	Sep 8, 2026
Book Page	7185/945
Instrument	202629627

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Mar 1, 2055

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	78 E RAVANO DR, CLAYTON, NC 27527-8015
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000786389
Date	Dec 13, 2021
Book Page	6133/21
Instrument	2021786389

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 19, 2019
Property Address	78 E RAVANO DR, CLAYTON, NC 27527-8015
Document Number	0000601780
Book / Page	005295 / 000762
Instrument Date	Feb 19, 2019
Instrument	601780
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$573.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E RAVANO DR CLAYTON NC 275278015, CLAYTON, NC 27527-8015

Mortgage

Document Number	601781
Date	Feb 19, 2019
Book Page	005295/000764
Instrument	601781

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,796.00 (-1.55%)	$447,390 (-) Land $70,000 Building $377,390	$447,390 (-) Land $70,000 Building $377,390
2025	$2,840.00 (+15.73%)	$447,390 (+47.67%) Land $70,000 Building $377,390	$447,390 (+47.67%) Land $70,000 Building $377,390
2023	$2,454.00	$302,970 Land $40,000 Building $262,970	$302,970 Land $40,000 Building $262,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO CREEK S/D private · serves 721 people · EPA ID NC0351189
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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