78 E Pepper Tree Dr, Palatine, IL 60067 Property Records

Cook County property record for 78 E Pepper Tree Dr, Palatine, IL 60067

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,224 sqft · built 1970
Lot Size0.227 acres (9,900 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Feb 2018)
Tax Bill$8,968 (2023)
Deeds & MortgagesAug 2022 Line of Credit
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-11-112-016

Property Details

APN / Parcel Number

Primary APN02-11-112-016
Alternative APN
  • 02-11-112-016-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,224 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1971
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area9,900 sqft (0.227 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address78 E PEPPER TREE DR
CityPALATINE
StateIL
Zip60067-2739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PEPPER)(TREE)FARMS(UNIT2) SUB OF PT OF WH NW SEC 11-42-10
Legal Range10E
Legal Township42N
Legal Section11
Legal SubdivisionPEPPER TREE FARMS UNIT2
Legal Block7
Legal Lot Number16
Legal Unit2
JurisdictionCOOK IL
Township / Civil DivisionPALATINE
Census Block Group2
Census Block2006
Census Tract803604

Owner

Source: Cook County records · APN 02-11-112-016

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address78 E PEPPER TREE DR, PALATINE, IL 60067-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 22, 2018Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2018 · Amount on Record
Deed SaleFeb 22, 2018 · Amount on Record
Prior SaleAug 04, 2014 · Amount on Record
Deed Document Number201842009
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address78 E PEPPER TREE DR, PALATINE, IL 60067-2739
Transaction TypeMortgage
Record UpdatedSep 02, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 E PEPPER TREE DR, PALATINE, IL 60067-2739

Mortgage

Document Number0023620173
DateAug 24, 2022
Instrument2223620173
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJul 26, 2032
Interest
Rate7%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 22, 2018
Property Address78 E PEPPER TREE DR, PALATINE, IL 60067-2739
Document Number1805342009
Instrument DateFeb 07, 2018
Instrument5342009
Transaction TypeTransfer
Record UpdatedApr 03, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address78 E PEPPER TREE DR PALATINE IL 600672739, PALATINE, IL 60067-2739

Mortgage

Document Number1805342010
DateFeb 22, 2018
Instrument5342010
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 21, 2048
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionPalatine Township
MunicipalityPalatine Village
Elementary School DistrictPalatine Community Consolidated School District 15 (PK - 08)
Secondary School DistrictTownship High School District 211 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$47,000 (+27.03%) Land $9,405 Building $37,595$470,000 (+27.03%) Land $94,050 Building $375,950
2023$8,968.00 (-6.75%)
2022$9,617.00 Homeowner's exemption$37,000 Land $7,920 Building $29,080$370,000 Land $79,200 Building $290,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318036042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 335 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemPALATINE
serves 70,875 people
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionFeb 2026
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Pepper Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number