78 E Orchard Ave, Providence, RI 02906 Property Records

Providence City property record for 78 E Orchard Ave, Providence, RI 02906

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,554 sqft · built 1900
Lot Size0.452 acres (19,697 sqft)
Owner2 Individual Names on File
Last Sale$682,500 (Jun 2016)
Tax Bill$19,095 (2025)
Deeds & MortgagesApr 2025 Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APNPROV M:41 L:145

Property Details

APN / Parcel Number

Primary APNPROV M:41 L:145
Alternative APNs
  • P:0410145 L:0000
  • 20066

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories3 Stories
Building Area4,554 sqft Living Area
Gross Area7,880 sqft
1st Floor Area1,744 sqft
Basement Area1,479 sqft
Unfinished Basement1,479 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area19,697 sqft (0.452 acres)
Parking Spaces5 Parking Spaces
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number20066
Street Address78 E ORCHARD AVE
CityPROVIDENCE
StateRI
Zip02906-5515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number145
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group4
Census Block4003
Census Tract3500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Blackstone Park Historic District
listed 1998 · 199 contributing resources · NRIS 98000575

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

78 E Orchard Ave is owned and occupied by two individuals who bought it in June 2016.

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address78 E ORCHARD AVE, PROVIDENCE, RI 02906-5515
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2025Deed of Trust, Mortgage · ARM
OLD NATIONAL BANK
Apr 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2016 · Amount on File
Deed SaleJun 30, 2016 · Amount on File
Prior SaleJun 30, 2016 · Amount on File
Deed Document Number2016146564
Deed Book / Page11437 / 156
Transfer Doc11696-100
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address78 E ORCHARD AVE, PROVIDENCE, RI 02906-5515
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014393-240
DateApr 15, 2025
Book Page14393/240
Instrument2025389031
Lender
NameOLD NATIONAL BANK
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMay 1, 2030
IndexOther

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROVIDENCE RI
Recording DateApr 24, 2017
Property Address78 E ORCHARD AVE, PROVIDENCE, RI 02906-5515
Document Number11696-100
Book / Page011696 / 000100
Instrument DateApr 19, 2017
Instrument169550
Transaction TypeTransfer
Record UpdatedMay 9, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust

Tax Assessment & Valuation

The 2025 property tax bill for 78 E Orchard Ave was $19,095.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,095.00$2,273,200 Land $933,000 Building $1,340,200$3,295,585
2023$34,125.00 (+3.09%)$1,859,700 (-) Land $464,100 Building $1,395,600
2022$33,103.00$1,859,700 Land $464,100 Building $1,395,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 E Orchard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2010–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 E Orchard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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