78 E Main St, Mount Sterling, OH 43143 Property Records

Madison County property record for 78 E Main St, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,732 sqft · built 1904
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$140,500 (Sep 2019)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00824.000`

Property Details

APN / Parcel Number

Primary APN	`18-00824.000`
Alternative APN	`021930-9`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area
1st Floor Area	974 sqft
Upper Floors Area	758 sqft
Basement Area	405 sqft
Unfinished Basement	405 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	021930-9
Street Address	78 E MAIN ST
City	MOUNT STERLING
State	OH
Zip	43143-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 73 JI SMITH
Legal Subdivision	MT STRING
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2015
Census Tract	41200

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 E MAIN ST, MOUNT STERLING, OH 43143-1143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Mar 9, 2004 · Amount on Record
Deed Document Number	20193930
Deed Book / Page	355 / 2136
Prior Transfer Date	May 25, 2005
Prior Transfer Doc	0000003400
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON OH
Recording Date	Sep 4, 2019
Property Address	78 E MAIN ST, MOUNT STERLING, OH 43143-1143
Document Number	0000003930
Book / Page	355 / 2136
Map Reference	MB 180 PG 1876
Instrument Date	Aug 28, 2019
Instrument	201900003930
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	VALLEY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E MAIN ST, MOUNT STERLING, OH 43143-1143

Mortgage

Document Number	0000003931
Date	Sep 4, 2019
Instrument	201900003931

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Municipality	Mount Sterling Village
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (+2.13%) Homeowner's exemption	$44,310 (-) Land $7,440 Building $36,870
2023	$1,455.00 (+6.52%) Homeowner's exemption	$44,310 (+20.28%) Land $7,440 Building $36,870	$126,600 (+20.27%) Land $21,260 Building $105,340
2022	$1,366.00 Homeowner's exemption	$36,840 Land $6,190 Building $30,650
2020			$105,260 Land $17,680 Building $87,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures