78 E Main St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 78 E Main St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,673 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$122,000 (2000)
Tax Bill$5,493.00 (2025)

Property Details

APN / Parcel Number

Primary APNAYER M:027 B:0000 L:0128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,673 sqft Living Area
Basement Area758 sqft Basement
Unfinished Basement758 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1988
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,019 sqft (0.23 acres)
Garage TypeDetached Garage

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address78 E MAIN ST
CityAYER
StateMA
Zip01432-1608
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number128
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup4
Census Block4004
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0000 L:0128

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address78 E MAIN ST, AYER, MA 01432-1608
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Mar 10, 2023Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Sep 18, 2018Deed of Trust, Mortgage
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Mar 14, 2000
  • Deed Sale Price on Mar 14, 2000
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address78 E MAIN ST, AYER, MA 01432-1608
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085186-354
DateFeb 03, 2026
Book Page85186/354
Instrument11805
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueMar 01, 2066
Interest
Rate TypeAdjustable Rate

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address78 E MAIN ST, AYER, MA 01432-1608
Transaction TypeMortgage
Record UpdatedMar 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number081316-264
DateMar 10, 2023
Book Page81316/264
Instrument23958
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueApr 01, 2063
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address78 E MAIN ST, AYER, MA 01432-1608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71630-231
DateSep 18, 2018
Book Page71630/231
Instrument143963
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueSep 01, 2028

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,493.00 (+16.18%)$459,300 (+20.65%) Land $139,900 Building $319,400$470,250 (+1%)
2024$465,595
2023$4,728.00$380,700 Land $131,200 Building $249,500

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