78 E M 72 Hwy, Grayling, MI 49738 Property Records

Crawford County property record for 78 E M 72 Hwy, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1970
Lot Size	0.452 acres (19,720 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2023)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-45-740-00-001-00`

Property Details

APN / Parcel Number

Primary APN	`040-45-740-00-001-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Modular
Lot Area	19,720 sqft (0.452 acres)
Lot Width	1 ft Width
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	78 E M 72 HWY
City	GRAYLING
State	MI
Zip	49738-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 1 PLANTATION PARK
Legal Subdivision	PLANTATION PARK
Legal Lot Number	1
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	3
Census Block	3002
Census Tract	960300

Owner

78 E M 72 Hwy is owned and occupied by an individual who bought it in June 2023.

Source: Crawford County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	78 E M 72 HWY, GRAYLING, MI 49738-9407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Jun 20, 2023	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS
Jun 20, 2023	Warranty Deed, Transfer AU SABLE TITLE AND ESCROW, AU SABLE TITLE & ESCROW
Sep 6, 2018	Warranty Deed, Transfer · Stand-Alone Refinance ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Sep 6, 2018 · Amount on File
Deed Book / Page	794 / 487
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	78 E M 72 HWY, GRAYLING, MI 49738-9407
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E M 72 HWY, GRAYLING, MI 49738-9407

Mortgage

Document Number	0000000775/0000000420
Date	Mar 11, 2022
Book Page	0000000775/0000000420

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Jun 20, 2023
Property Address	78 E M 72 HWY, GRAYLING, MI 49738-9407
Document Number	000794/487
Book / Page	794 / 487
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 CEDAR RUN RD, MIO, MI 48647-8721

Mortgage

Document Number	0000000794/0000000489
Date	Jun 20, 2023
Book Page	0000000794/0000000489

Lender

Name	CALIBER HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Jun 20, 2023
Property Address	78 E M 72 HWY, GRAYLING, MI 49738-9407
Document Number	000794/487
Book / Page	794 / 487
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	AU SABLE TITLE AND ESCROW, AU SABLE TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$13.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 CEDAR RUN RD, MIO, MI 48647-8721

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Sep 6, 2018
Property Address	78 E M 72 HWY, GRAYLING, MI 49738-9407
Document Number	736/598
Book / Page	736 / 598
Instrument Date	Aug 29, 2018
Instrument	R0070854
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 LAKE ST, GRAYLING, MI 49738-1263

Mortgage

Document Number	000736/599
Date	Sep 6, 2018
Book Page	736/599

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 78 E M 72 Hwy was $1,378 with a homeowner's exemption.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,800 Land $1,800 Building $65,000	$133,600 Land $3,600 Building $130,000
2025	$1,378.00
2023		$39,300 Land $1,800 Building $37,500	$78,600 Land $3,600 Building $75,000
2022	$829.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 E M 72 Hwy in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 E M 72 Hwy is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 99.4% of Michigan
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Frontier.

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