78 E Harmony St, Penns Grove, NJ 08069 Property Records

Salem County and Penns Grove Borough property record for 78 E Harmony St, Penns Grove, NJ 08069

Property Summary

Property Type	Single Family Home
Details	1,474 sqft · built 1920
Lot Size	0.157 acres (6,856 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jan 2022)
Tax Bill	$4,796 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-00040-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`08-00040-0000-00016`
Alternative APN	`080004000016`

Interior

Building Area	1,474 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,856 sqft (0.157 acres)
Lot Dimensions	127 ft deep x 54 ft wide

Location & Zoning

Street Address	78 E HARMONY ST
City	PENNS GROVE
State	NJ
Zip	08069-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	40
Legal Lot Number	16
Jurisdiction	SALEM NJ
Township / Civil Division	PENNS GROVE
Census Block Group	2
Census Block	2028
Census Tract	20200

Owner

78 E Harmony St is owned and occupied by two individuals who bought it in January 2022.

Source: Salem County and Penns Grove Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 E HARMONY ST, PENNS GROVE, NJ 08069-1438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed, Transfer · FHA Mortgage GREENTREE MORTGAGE COMPANY LP
May 3, 2019	Grant Deed, Transfer GROUP 21 TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on File
Deed Sale	Jan 26, 2022 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	20221123
Deed Book / Page	4619 / 642
Prior Transfer Date	Nov 8, 2004
Prior Transfer Doc	0011770035
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Jan 26, 2022
Property Address	78 E HARMONY ST, PENNS GROVE, NJ 08069-1438
Document Number	0046190642
Book / Page	4619 / 642
Instrument Date	Jan 21, 2022
Instrument	2022001123
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	364 WASHINGTON AVE, 364, DUMONT, NJ 07628-1523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E HARMONY ST, PENNS GROVE, NJ 08069-1438

Mortgage

Document Number	2022001124
Date	Jan 26, 2022
Instrument	2022001124

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALEM NJ
Recording Date	May 3, 2019
Property Address	78 E HARMONY ST, PENNS GROVE, NJ 08069-1438
Document Number	0045221785
Book / Page	004522 / 001785
Instrument Date	Apr 23, 2019
Instrument	4297
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	GROUP 21 TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RALPH ST BERGENFIELD NJ 076211614, BERGENFIELD, NJ 07621-1614

Tax Assessment & Valuation

The 2025 property tax bill for 78 E Harmony St was $4,796, up 1.8% from the year before.

Source: Salem County and Penns Grove Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Penns Grove Borough
Unified School District	Penns Grove-Carneys Point Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,900 (-) Land $11,600 Building $73,300	$84,900 (-) Land $11,600 Building $73,300
2025	$4,796.00 (+1.85%)	$84,900 Land $11,600 Building $73,300	$84,900 Land $11,600 Building $73,300
2024	$4,709.00
2023		$84,900 Land $11,600 Building $73,300	$84,900 Land $11,600 Building $73,300
2022	$4,386.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 E Harmony St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 E Harmony St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - PENNS GROVE private · serves 14,406 people · EPA ID NJ1707001
Water Source	Purchased surface water from NJ AMERICAN WATER - LOGAN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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