78 E Emerson St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 78 E Emerson St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,529 sqft · built 1900
Lot Size	0.485 acres (21,140 sqft)
Owner	Individual Name on Record
Last Sale	$292,500 (Feb 1998)
Tax Bill	$16,388 (2026)
Deeds & Mortgages	Jun 2022 Sale Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0D8 P:0000084`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0D8 P:0000084`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,529 sqft Living Area
Gross Area	7,088 sqft
Basement Area	1,802 sqft
Unfinished Basement	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,140 sqft (0.485 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	78 E EMERSON ST
City	MELROSE
State	MA
Zip	02176-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2011
Census Tract	336202

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 E EMERSON ST, MELROSE, MA 02176-3543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Redemption Deed, Transfer
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 1998 · Amount on Record
Deed Sale	Feb 18, 1998 · Amount on Record
Last Transfer Date	May 12, 2022
Transfer Doc	080253-548
Record Updated	Oct 29, 2026

June 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MELROSE MA
Recording Date	Jun 9, 2022
Property Address	78 E EMERSON ST, MELROSE, MA 02176-3543
Document Number	080253-548
Book / Page	80253 / 548
Instrument Date	May 12, 2022
Instrument	87000
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	78 E EMERSON ST, MELROSE, MA 02176-3543
Document Number	69009-449
Book / Page	069009 / 000449
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Mortgage

Document Number	69009-449
Date	Mar 15, 2017
Book Page	069009/000449
Instrument	38419

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,388.00 (+11,775.36%)	$1,428,800 (+2.02%) Land $558,100 Building $870,700	$1,472,516 (+3.2%)
2025	$138.00 (-98.99%)	$1,400,500 (+1.36%) Land $558,100 Building $842,400	$1,426,805
2024	$13,720.00 (+3.75%)	$1,381,700 (+8.87%) Land $558,100 Building $823,600
2023	$13,224.00	$1,269,100 Land $497,800 Building $771,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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