Winona County property record for 78 E 3rd St, Winona, MN 55987 · Last verified April 2026
| Property Type | Commercial |
|---|---|
| Details | 11,200 sqft · built 1884 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $796,000 (Sep 2016) |
| Tax Bill | $18,668 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2021 Line of Credit + 1 more |
| APN | 32.000.1090 |
| Primary APN | 32.000.1090 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 11,200 sqft Total Area |
| 1st Floor Area | 5,600 sqft |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 11,195 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 78 E 3RD ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-3415 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SECT-23 TWP-107 RANGE-007 ORIGINAL PLAT LOT-010 BLOCK-015 ORIGINAL PLAT ELY 40' |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 23 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 15 |
| Legal Lot Number | 10 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 670500 |
Source: Winona County records · APN 32.000.1090
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 STATE ST, HOLMEN, WI 54636-9189 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 02, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WINONA NATIONAL BANK |
| Apr 30, 2021 | Deed of Trust, Mortgage · Line of Credit WINONA NATIONAL BANK |
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit WINONA NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2016 · Amount on Record |
| Deed Sale | Sep 01, 2016 · Amount on Record |
| Deed Document Number | 2016559076 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 78 E 3RD ST, WINONA, MN 55987-3415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000A648591 |
|---|---|
| Date | May 02, 2023 |
| Instrument | A648591 |
| Name | WINONA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 17, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 78 E 3RD ST, WINONA, MN 55987-3415 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 505 STATE ST, HOLMEN, WI 54636-9189 |
| Document Number | 633510 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 633510 |
| Name | WINONA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | May 10, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 78 E 3RD ST, WINONA, MN 55987-3415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 603447 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 603447 |
| Name | WINONA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 15, 2018 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,668.00 (+15.12%) | ||
| 2025 | $1,239,200 (-1.37%) Land $89,000 Building $1,150,200 | $1,239,200 (-1.37%) Land $89,000 Building $1,150,200 | |
| 2023 | $16,216.00 | $1,256,400 Land $84,000 Building $1,172,400 | $1,256,400 Land $84,000 Building $1,172,400 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Winona Commercial Historic District (Boundary Increase) listed 2020 · 2 contributing resources · NRIS 98001220 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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