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78 E 38th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 78 E 38th Ave, San Mateo, CA 94403 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1953
Square Footage1,380 sqft Living Area
Lot Size5,833 sqft (0.134 acres)
OccupancyOwner Occupied
Last Sale$257,000 (1994)
Tax Bill$7,201.00 (2025)

Property Details

APN / Parcel Number

Primary APN040-071-280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,380 sqft Living Area
1st Floor900 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleFrench Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,833 sqft (0.134 acres)
Depth X Width100 ft x 58 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address78 E 38TH AVE
CitySAN MATEO
StateCA
Zip94403-3508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description58.33 FT X 100 FT ON SELY LN OF 38TH AVE COM 58.33 FT NELY FR DIVIDING LN OF LOTS 15 & 16 PTN OF LOT 16 SAN MATEO GARDENS RSM 20/14 CITY OF SAN MATEO
Legal SubdivisionSAN MATEO GARDENS
Legal Lot Number15,16
JurisdictionSAN MATEO CA
Minor Civil DivisionSAN MATEO
Census Blockgroup1
Census Block1011
Census Tract608501

Owner

Source: San Mateo County records · APN 040-071-280

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address78 E 38TH AVE, SAN MATEO, CA 94403-3508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 1994 · Amount on Record
Deed SaleJun 30, 1994 · Amount on Record
Deed Doc Number1994112557
Prior Transfer DateJun 23, 1994
Prior Transfer Doc0000112556
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address78 E 38TH AVE, SAN MATEO, CA 94403-3508
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 E 38TH AVE, SAN MATEO, CA 94403-3508

Mortgage

Document Number0000011095
DateFeb 07, 2022
Instrument2022-011095
Lender
NameSAN MATEO CU
TypeCredit Union
AddressREDWOOD CITY, CA 94063
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 01, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$490,086 (+2%) Land $222,764 Building $267,322
2025$7,201.00 (+7.19%) Homeowner's exemption$480,479 (+4.04%) Land $218,397 Building $262,082
2023$6,718.00 (+0.93%) Homeowner's exemption$461,824 Land $209,917 Building $251,907$1,192,500
2022$6,656.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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