Passaic County and Clifton City property record for 78 E 2nd St, Clifton, NJ 07011
| Property Type | Single Family Home |
|---|---|
| Details | 1,385 sqft · built 1925 |
| Lot Size | 0.078 acres (3,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,531 (Apr 2016) |
| Tax Bill | $8,660 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00005-10-00028 |
| Primary APN | 02-00005-10-00028 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,385 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 3,402 sqft (0.078 acres) |
| Lot Dimensions | 100 ft deep x 34 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 78 E 2ND ST |
|---|---|
| City | CLIFTON |
| State | NJ |
| Zip | 07011-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B1 |
| Legal Block | 5.10 |
| Legal Lot Number | 28 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 124700 |
78 E 2nd St is owned and occupied by two individuals who bought it in April 2016.
Source: Passaic County and Clifton City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 E 2ND ST, CLIFTON, NJ 07011-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit SIGNATURE FCU |
| Sep 19, 2017 | Deed of Trust, Mortgage SIGNATURE FCU |
| Jun 1, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Sep 6, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Dec 7, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2016 · Amount on File |
| Deed Sale | Apr 8, 2016 · Amount on File |
| Prior Sale | Oct 20, 2005 · Amount on File |
| Deed Document Number | 201615606 |
| Deed Book / Page | 2804 / 1 |
| Prior Transfer Date | Mar 16, 2006 |
| Prior Transfer Doc | 0000028181 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 78 E 2ND ST, CLIFTON, NJ 07011-1609 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000017927 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | M18503/95 |
| Instrument | 2023017927 |
| Name | SIGNATURE FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Jun 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 78 E 2ND ST, CLIFTON, NJ 07011-1609 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045331 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017045331 |
| Name | SIGNATURE FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22313 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 2, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 78 E 2ND ST, CLIFTON, NJ 07011-1609 |
| Document Number | 0000024511 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 E 2ND ST CLIFTON NJ 070111609, CLIFTON, NJ 07011-1609 |
| Document Number | 0000024511 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 016192/000110 |
| Instrument | 24511 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 78 E 2ND ST, CLIFTON, NJ 07011-1609 |
| Document Number | 0000040853 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 E 2ND ST CLIFTON NJ 070111609, CLIFTON, NJ 07011-1609 |
| Document Number | 0000040853 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 015709/000114 |
| Instrument | 40853 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 78 E 2ND ST, CLIFTON, NJ 07011-1609 |
| Document Number | 0000056165 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 E 2ND ST CLIFTON NJ 070111609, CLIFTON, NJ 07011-1609 |
| Document Number | 0000056165 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 015323/000256 |
| Instrument | 56165 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 12, 2048 |
The 2025 property tax bill for 78 E 2nd St was $8,660 with a veteran's exemption, up 3.2% from the year before.
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,300 (-) Land $71,200 Building $70,100 | $141,300 (-) Land $71,200 Building $70,100 | |
| 2025 | $8,660.00 (+3.24%) Veteran's exemption | $141,300 Land $71,200 Building $70,100 | $141,300 Land $71,200 Building $70,100 |
| 2024 | $8,388.00 | ||
| 2023 | $141,300 (-) Land $71,200 Building $70,100 | $141,300 (-) Land $71,200 Building $70,100 | |
| 2022 | $7,818.00 Veteran's exemption | $141,300 Land $71,200 Building $70,100 | $141,300 Land $71,200 Building $70,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 78 E 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1990) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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