78 E 1525 N, Layton, UT 84041 Property Records

Davis County property record for 78 E 1525 N, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,988 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$556,787 (Aug 2023)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-244-0413`

Property Details

APN / Parcel Number

Primary APN	`10-244-0413`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
Basement Area	879 sqft
Unfinished Basement	879 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	78 E 1525 N
City	LAYTON
State	UT
Zip	84041-2978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 413, PARK MEADOWS SUBDIVISION NO. 4. CONT. 0.19 ACRES
Legal Subdivision	PARK MEADOWS SUBDIVISION NO 4
Legal Lot Number	413
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2001
Census Tract	125805

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 E 1525 N, LAYTON, UT 84041-2978
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · VA Mortgage FIRST COLONY MORTGAGE CORP
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Feb 16, 2018	Warranty Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	20233539957
Deed Book / Page	8314 / 629
Prior Transfer Date	Mar 1, 2008
Prior Transfer Doc	0002346156
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Aug 11, 2023
Property Address	78 E 1525 N, LAYTON, UT 84041-2978
Document Number	008314/629
Book / Page	8314 / 629
Instrument Date	Aug 11, 2023
Instrument	3539957
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	INTEGRATED TITLE INSURANCE SERVICES LLC, INTEGRATED TTL INS SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E 1525 N, LAYTON, UT 84041-2978

Mortgage

Document Number	0003539973
Date	Aug 11, 2023
Instrument	3539973

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	78 E 1525 N, LAYTON, UT 84041-2978
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003337362
Date	Jan 19, 2021
Book Page	7678/32
Instrument	3337362

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Feb 16, 2018
Property Address	78 E 1525 N, LAYTON, UT 84041-2978
Document Number	0003076607
Book / Page	006954 / 001525
Instrument Date	Feb 14, 2018
Instrument	3076607
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	VANGUARD TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 E 1525 N LAYTON UT 840412978, LAYTON, UT 84041-2978

Mortgage

Document Number	3076620
Date	Feb 16, 2018
Book Page	006954/001573
Instrument	3076620

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,150 (-0.97%) Land $112,198 Building $169,952	$513,000 (-0.97%) Land $203,997 Building $309,003
2025	$2,714.00	$284,900 (-42.79%) Land $101,220 Building $183,680	$518,000 (+4.02%) Land $184,036 Building $333,964
2023	$2,671.00 (-2.84%)	$498,000 Land $140,713 Building $357,287	$498,000 Land $140,713 Building $357,287
2022	$2,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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