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78 Dewitt Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 78 Dewitt Ave, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,230 sqft · built 1993
Lot Size0.101 acres (4,440 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (Sep 2025)
Tax Bill$7,215 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Mar 2025 Foreclosure
Flood ZoneZone X (minimal risk)
APN421500 60.48-4-12.112

Property Details

APN / Parcel Number

Primary APN421500 60.48-4-12.112
Alternative APN
  • 150006004800040121120000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,230 sqft Living Area
1st Floor Area582 sqft
2nd Floor Area648 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,440 sqft (0.101 acres)
Lot Dimensions74 ft deep x 60 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address78 DEWITT AVE
CitySCHENECTADY
StateNY
Zip12304-2130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description223 1 WOOD
Legal Block4
Legal Lot Number12.112
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2018
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.48-4-12.112

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1331 ROSEWOOD AVE, SCHENECTADY, NY 12306-2901
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 26, 2025Referee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleMar 26, 2025 · Amount on Record
Deed Document Number202521560
Deed Book / Page2156 / 515
Record UpdatedJun 08, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 10, 2025
Property Address78 DEWITT AVE, SCHENECTADY, NY 12304-2130
Document Number0000021560
Instrument DateAug 15, 2025
Instrument202521560
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySTEWART TITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 BENT HOLLOW, CLIFTON PARK, NY 12065

Transferred To (Grantee/Buyer)

NameVerified Name
Address1331 ROSEWOOD AVE, ROTTERDAM, NY 12306-2901

Mortgage

Document Number0000021561
DateSep 10, 2025
Instrument202521561
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

March 2025: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionSCHENECTADY NY
Recording DateMar 26, 2025
Property Address78 DEWITT AVE, SCHENECTADY, NY 12304-2130
Document Number0000007285
Instrument DateFeb 26, 2025
Instrument202507285
Transaction TypeForeclosure
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
Tax$816.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BENT HOLLOW, CLIFTON PARK, NY 12065

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,215.00 (+14%)$149,500 (-) Land $22,400 Building $127,100$247,558 (+13.35%) Land $37,092 Building $210,466
2024$149,500 (-) Land $22,400 Building $127,100$218,408 (+15.41%) Land $32,725 Building $185,683
2023$149,500 (-) Land $22,400 Building $127,100$189,241 (+3.8%) Land $28,355 Building $160,886
2022$149,500 Land $22,400 Building $127,100$182,317 Land $27,317 Building $155,000
2021$6,329.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 432 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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