78 Deborah Dr, Talent, OR 97540 Property Records

Jackson County property record for 78 Deborah Dr, Talent, OR 97540

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,512 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$2,209 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`381W25CB6200`

Property Details

APN / Parcel Number

Primary APN	`381W25CB6200`
Alternative APNs	`381W25CB06200` `10622133`

Interior

Full Baths	2 Baths
Units	3 Units
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1901
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	100 sqft
Shed	1 Shed
Canopy	268 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	78 DEBORAH DR
City	TALENT
State	OR
Zip	97540-9617
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS-MH
Legal Range	01W
Legal Township	38S
Legal Section	25
Legal Quarter	3
Legal Subdivision	MEADOWBROOK ESTATES SUBDIVISION
Legal Block	1
Legal Lot Number	8
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1007
Census Tract	1701

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 DEBORAH DR, TALENT, OR 97540-9617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	78 DEBORAH DR, TALENT, OR 97540-9617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027563
Date	Aug 31, 2018
Instrument	2018-027563

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	78 DEBORAH DR, TALENT, OR 97540-9617
Document Number	0000018248
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 DEBORAH DR TALENT OR 975409617, TALENT, OR 97540-9617

Mortgage

Document Number	0000018248
Date	Jun 4, 2020
Instrument	18248

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2040

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,110 (+2.99%)	$307,280 (+5.82%) Land $169,120 Building $138,160
2025	$2,209.00 (+2.41%)	$137,980 (+2.99%) Land $41,920 Building $96,060	$290,390 (-4.53%) Land $152,200 Building $138,190
2024	$2,157.00 (+3.26%)	$133,970 (+3%) Land $40,700 Building $93,270	$304,170 (+20.14%) Land $153,400 Building $150,770
2023	$2,089.00 (+2.7%)	$130,070 (+2.99%) Land $39,510 Building $90,560	$253,190 (+5.64%) Land $127,300 Building $125,890
2022	$2,034.00	$126,290 Land $38,360 Building $87,930	$239,680 Land $128,440 Building $111,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hunter Communications.

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