78 Cross St, Hingham, MA 02043 Property Records

Plymouth County and Hingham Town property record for 78 Cross St, Hingham, MA 02043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,136 sqft · built 1940
Lot Size	0.499 acres (21,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$713,000 (Dec 2018)
Tax Bill	$10,210 (2026)
Deeds & Mortgages	Feb 2017 Line of Credit May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:107.0-0000-0021.0`

Property Details

APN / Parcel Number

Primary APN	`M:107.0-0000-0021.0`
Alternative APNs	`HING M:107 B:0 L:21` `1311070000000210`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
Gross Area	4,192 sqft
1st Floor Area	1,176 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,750 sqft (0.499 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1311070000000210
Street Address	78 CROSS ST
City	HINGHAM
State	MA
Zip	02043-3185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	21
Jurisdiction	HINGHAM MA
Township / Civil Division	HINGHAM
Census Block Group	2
Census Block	2002
Census Tract	501201

Owner

Source: Plymouth County and Hingham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 CROSS ST, HINGHAM, MA 02043-3185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit HINGHAM FCU
May 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Dec 6, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Feb 29, 2012
Deed Document Number	2018102233
Deed Book / Page	50600 / 331
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	78 CROSS ST, HINGHAM, MA 02043-3185
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	48088-96
Date	Feb 6, 2017
Book Page	48088/96
Instrument	11204

Lender

Name	HINGHAM FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	396 Months
Due	Feb 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	78 CROSS ST, HINGHAM, MA 02043-3185
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	51084-325
Date	May 8, 2019
Book Page	51084/325
Instrument	32890

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	78 CROSS ST, HINGHAM, MA 02043-3185
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	52510-240
Date	Mar 23, 2020
Book Page	52510/240
Instrument	24937

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINGHAM MA
Property Address	78 CROSS ST, HINGHAM, MA 02043-3185
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53685-277
Date	Oct 26, 2020
Book Page	53685/277
Instrument	103387

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HINGHAM MA
Recording Date	Dec 6, 2018
Property Address	78 CROSS ST, HINGHAM, MA 02043-3185
Document Number	50600-331
Book / Page	050600 / 000331
Instrument Date	Dec 6, 2018
Instrument	102233
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,251.28
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 CROSS ST HINGHAM MA 020433185, HINGHAM, MA 02043-3185

Mortgage

Document Number	50600-333
Date	Dec 6, 2018
Book Page	050600/000333
Instrument	102234

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

Tax Assessment & Valuation

Source: Plymouth County and Hingham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Hingham Town
Unified School District	Hingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,210.00 (+5.13%)	$975,200 (+7.34%) Land $474,400 Building $500,800	$1,199,879 (+11.16%)
2025	$9,712.00 (+17.95%)	$908,500 (+10.34%) Land $412,600 Building $495,900	$1,079,390
2023	$8,234.00	$823,400 Land $412,600 Building $410,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1996–2013)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEIR RIVER WATER SYSTEM serves 45,339 people · EPA ID MA4131000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cross St

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