Madison County property record for 78 Cottage Ct, Comer, GA 30629
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 2009 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,000 (Jan 2010) |
| Tax Bill | $3,992 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0084A3 010 |
| Primary APN | 0084A3 010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Heated Area |
| 1st Floor Area | 1,610 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Carport |
| Garage Area | 552 sqft |
| Carport | Carport |
| Carport Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 388 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Utility Building | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 16010 |
|---|---|
| Street Address | 78 COTTAGE CT |
| City | COMER |
| State | GA |
| Zip | 30629-3276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | HSE / OB/PHASE III OF ROYAL OAKS |
| Legal Subdivision | ROYAL OAKS |
| Legal Phase | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON GA |
| Township / Civil Division | COMER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20300 |
78 Cottage Ct is owned and occupied by two individuals who bought it in January 2010.
Source: Madison County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 COTTAGE CT, COMER, GA 30629-3276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2010 · Amount on File |
| Deed Sale | Jan 18, 2010 · Amount on File |
| Prior Sale | Sep 23, 2009 · Amount on File |
| Deed Document Number | 201060 |
| Deed Book / Page | 1228 / 214 |
| Prior Transfer Date | Oct 1, 2004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON GA |
| Property Address | 78 COTTAGE CT, COMER, GA 30629-3276 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 78 COTTAGE CT, COMER, GA 30629-3276 |
| Document Number | 0000002002/0000000008 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 0000002002/0000000008 |
| Name | LOWER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 78 Cottage Ct was $3,992 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Comer City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,992.00 Homeowner's exemption | $133,668 Land $24,000 Building $109,668 | $334,171 Land $60,000 Building $274,171 |
| 2023 | $4,017.00 Homeowner's exemption | $111,259 Land $20,000 Building $91,259 | $278,147 Land $50,000 Building $228,147 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Cottage Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Cottage Ct is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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