78 Cooper St, Torrington, CT 06790 Property Records

Torrington City property record for 78 Cooper St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1935
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Jul 2023)
Tax Bill	$4,066 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2019 Mortgage
APN	`10647`

Property Details

APN / Parcel Number

Primary APN	`10647`
Alternative APNs	`TORR M:116 B:005 L:014` `010647`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,823 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	10647
Street Address	78 COOPER ST
City	TORRINGTON
State	CT
Zip	06790-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	5
Legal Lot Number	14
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	3
Census Block	3014
Census Tract	310803

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 COOPER ST, TORRINGTON, CT 06790-6304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION
Aug 13, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Nov 5, 2009 · Amount on Record
Deed Document Number	2023485650
Deed Book / Page	1393 / 766
Prior Transfer Date	Jul 30, 2019
Prior Transfer Doc	1293-611
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 17, 2023
Property Address	78 COOPER ST, TORRINGTON, CT 06790-6304
Document Number	001393-766
Book / Page	1393 / 766
Instrument	2023-485650
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 COOPER ST, TORRINGTON, CT 06790-6304
Investor	Possibly a Property Investor

Mortgage

Document Number	2023485651
Date	Jul 17, 2023
Instrument	2023-485651

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Aug 13, 2019
Property Address	78 COOPER ST, TORRINGTON, CT 06790-6304
Document Number	1293-611
Book / Page	001293 / 000611
Instrument Date	Jul 30, 2019
Instrument	328
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 COOPER ST TORRINGTON CT 067906304, TORRINGTON, CT 06790-6304

Mortgage

Document Number	1293-614
Date	Aug 13, 2019
Book Page	001293/000614
Instrument	329

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,066.00 (-12.97%)	$121,520 (-) Land $23,240 Building $98,280	$230,206 (+170.63%)
2025	$4,672.00	$121,520 (+76.04%) Land $23,240 Building $98,280	$85,064 Land $16,268 Building $68,796
2024	$4,672.00 (+41.11%)
2023	$3,311.00 (+1.75%)	$69,030 (-) Land $23,270 Building $45,760
2022	$3,254.00	$69,030 Land $23,270 Building $45,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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