78 Cooley St, Agawam, MA 01001 Property Records

Hampden County and Agawam Town City property record for 78 Cooley St, Agawam, MA 01001

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,865 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2015)
Tax Bill	$3,825 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AGAW M:0I17 B:0006 L:2`

Property Details

APN / Parcel Number

Primary APN	`AGAW M:0I17 B:0006 L:2`
Alternative APN	`5888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,865 sqft Living Area
Gross Area	3,649 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	5888
Street Address	78 COOLEY ST
City	AGAWAM
State	MA
Zip	01001-1243
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BA
Legal Block	6
Legal Lot Number	2
Jurisdiction	AGAWAM MA
Township / Civil Division	AGAWAM TOWN
Census Block Group	2
Census Block	2009
Census Tract	813207

Owner

78 Cooley St, a duplex, is owned and occupied by an individual who bought it in September 2015.

Source: Hampden County and Agawam Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	78 COOLEY ST, AGAWAM, MA 01001-1243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Apr 27, 2017	Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2015 · Amount on File
Deed Sale	Sep 25, 2015 · Amount on File
Prior Sale	Aug 31, 2006 · Amount on File
Deed Document Number	201553610
Deed Book / Page	20886 / 79
Transfer Doc	20886-79
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AGAWAM MA
Property Address	78 COOLEY ST, AGAWAM, MA 01001-1243
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23837-596
Date	Apr 22, 2021
Book Page	23837/596
Instrument	27080

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AGAWAM MA
Property Address	78 COOLEY ST, AGAWAM, MA 01001-1243
Document Number	21657-226
Book / Page	021657 / 000226
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21657-226
Date	Apr 27, 2017
Book Page	021657/000226
Instrument	22887

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 78 Cooley St was $3,825, up 4.5% from the year before.

Source: Hampden County and Agawam Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Agawam Town City
County	Hampden County
Unified School District	Agawam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,825.00 (+4.54%)	$271,300 (+8.56%) Land $90,900 Building $180,400	$333,343
2025	$3,659.00 (+4.69%)	$249,900 (+3.95%) Land $84,500 Building $165,400
2024	$3,495.00 (+7.21%)	$240,400 (+16.36%) Land $80,100 Building $160,300
2023	$3,260.00	$206,600 Land $73,300 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Cooley St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 Cooley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGAWAM WATER DEPARTMENT serves 28,692 people · EPA ID MA1005000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2022 Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cooley St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures