Ocean County and Ocean Township property record for 78 Clearwater Dr, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,758 sqft · built 2007 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Apr 2021) |
| Tax Bill | $8,750 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Apr 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 21-00211-0000-00001-01 |
| Primary APN | 21-00211-0000-00001-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,758 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 21002110000000011 |
|---|---|
| Street Address | 78 CLEARWATER DR |
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-BH |
| Legal Description | 100X100 |
| Legal Subdivision | BAY HAVEN |
| Legal Block | 211 |
| Legal Lot Number | 1.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records · APN 21-00211-0000-00001-01
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 CLEARWATER DR, WARETOWN, NJ 08758-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Apr 22, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Prior Sale | Apr 04, 2003 · Amount on Record |
| Deed Document Number | 202161489 |
| Deed Book / Page | 18435 / 505 |
| Last Transfer Date | Nov 03, 2022 |
| Transfer Doc | 0192220038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 10, 2022 |
| Property Address | 78 CLEARWATER DR, WARETOWN, NJ 08758-2505 |
| Document Number | 0192220038 |
| Book / Page | 19222 / 38 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 2022117961 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 CLEARWATER DR, 78, WARETOWN, NJ 08758-2505 |
| Name | Verified Name |
|---|---|
| Address | 78 CLEARWATER DR, WARETOWN, NJ 08758-2505 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 22, 2021 |
| Property Address | 78 CLEARWATER DR, WARETOWN, NJ 08758-2505 |
| Document Number | 0184350505 |
| Book / Page | 18435 / 505 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021061489 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2021 |
| Title Company | MID-STATE ABSTRACT COMPANY, MID STATE ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,301.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 DONALD PL, 41, BAYVILLE, NJ 08721-3557 |
| Name | Verified Name |
|---|---|
| Address | 78 CLEARWATER DR, WARETOWN, NJ 08758-2505 |
| Document Number | 2021061490 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021061490 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Ocean County and Ocean Township records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,500 (-) Land $115,000 Building $439,500 | $554,500 (-) Land $115,000 Building $439,500 | |
| 2025 | $8,750.00 (+4.58%) | $554,500 (+91.21%) Land $115,000 Building $439,500 | $554,500 (+91.21%) Land $115,000 Building $439,500 |
| 2024 | $8,367.00 (+32.79%) | ||
| 2023 | $290,000 Land $82,500 Building $207,500 | $290,000 Land $82,500 Building $207,500 | |
| 2022 | $6,301.00 |
Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 120 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 51 condo units |
| Nearby Flood Claims | 39 (1992–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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