Macon County property record for 78 Chipmunk Ln, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,472 sqft · built 1975 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jul 2005) |
| Tax Bill | $713 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6489985917 |
| Primary APN | 6489985917 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Heated Area |
| 1st Floor Area | 1,136 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 17,860 sqft (0.41 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 400 sqft |
| Utility Building | 1 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 116184 |
|---|---|
| Street Address | 78 CHIPMUNK LN |
| City | OTTO |
| State | NC |
| Zip | 28763-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RD 1631 |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 4 |
| Census Block | 4080 |
| Census Tract | 970600 |
Source: Macon County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 CHIPMUNK LN, OTTO, NC 28763-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2005 · Amount on Record |
| Deed Sale | Jul 15, 2005 · Amount on Record |
| Prior Sale | Jul 15, 2005 · Amount on Record |
| Deed Document Number | 20052810 |
| Deed Book / Page | 29 / 680 |
| Last Transfer Date | Feb 21, 2009 |
| Transfer Doc | 00W32/0004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Oct 6, 2026 |
| Property Address | 78 CHIPMUNK LN, OTTO, NC 28763-9319 |
| Document Number | 0000006431 |
| Book / Page | 44 / 1992 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 20266431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 78 CHIPMUNK LN, OTTO, NC 28763-9319 |
| Document Number | 0000006431, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 44/1992 |
| Instrument | 20266431 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 16, 2046 |
| Max Rate | -1% |
|---|
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $713.00 | $175,220 (+0.29%) Land $27,980 Building $147,240 | $175,220 (+0.29%) Land $27,980 Building $147,240 |
| 2025 | $713.00 (+1.71%) | $174,720 (-) Land $27,980 Building $146,740 | $174,720 (-) Land $27,980 Building $146,740 |
| 2023 | $701.00 | $174,720 Land $27,980 Building $146,740 | $174,720 Land $27,980 Building $146,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Frontier, Skyrunner.
5G (outdoors only) and 4G LTE
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