78 Chestnut St, Newark, OH 43055 Property Records

Licking County property record for 78 Chestnut St, Newark, OH 43055

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 3,710 sqft · built 1900
Lot Size	0.094 acres (4,095 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2024)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-267624-00.000`

Property Details

APN / Parcel Number

Primary APN	`054-267624-00.000`
Alternative APN	`5426762400000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,710 sqft Total Area
1st Floor Area	1,496 sqft
Upper Floors Area	1,496 sqft
Basement Area	1,496 sqft
Finished Basement	1,496 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	79 ft deep x 54 ft wide
Garage Type	Detached

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	511 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	78 CHESTNUT ST
City	NEWARK
State	OH
Zip	43055-5132
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 756 PT SMYTHE, EDDY & HOOVERS LOTS (0.094 AC)
Legal Subdivision	HOOVER ST/SHIELDS ST/EAST OF HUDSON
Legal Lot Number	756
Jurisdiction	LICKING OH
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2013
Census Tract	751300

Owner

78 Chestnut St, a duplex, is owned and occupied by two individuals who bought it in July 2024.

Source: Licking County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 CHESTNUT ST, NEWARK, OH 43055-5132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Oct 27, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 11, 2018	Warranty Deed, Transfer · VA Mortgage THE PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	202411833
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LICKING OH
Recording Date	Jul 12, 2024
Property Address	78 CHESTNUT ST, NEWARK, OH 43055-5132
Document Number	0000011833
Map Reference	MB 2 PG 150
Instrument Date	Jul 5, 2024
Instrument	202407120011833
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 CHESTNUT ST, NEWARK, OH 43055-5132

Mortgage

Document Number	0000011834
Date	Jul 12, 2024
Instrument	202407120011834

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LICKING OH
Property Address	78 CHESTNUT ST, NEWARK, OH 43055-5132
Document Number	0000033361
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78-80 CHESTNUT ST NEWARK OH 430555132, NEWARK, OH 43055-5132

Mortgage

Document Number	0000033361
Date	Dec 8, 2020
Instrument	33361

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 7, 2048

Interest

Rate	3.25%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LICKING OH
Recording Date	May 11, 2018
Property Address	78 CHESTNUT ST, NEWARK, OH 43055-5132
Document Number	0000009547
Instrument Date	May 2, 2018
Instrument	201805110009547
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3500, NEWARK, OH 43058-3500

Mortgage

Document Number	0000009548
Date	May 11, 2018
Instrument	201805110009548

Lender

Name	THE PARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 78 Chestnut St was $2,685 with a homeowner's exemption.

Source: Licking County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Licking County
Municipality	Newark City
Unified School District	Newark City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00	$78,440 Land $9,450 Building $68,990
2023	$2,455.00 Homeowner's exemption	$46,100 Land $9,800 Building $36,300	$224,100 Land $27,000 Building $197,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78 Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK CITY PWS serves 49,934 people · EPA ID OH4502314
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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