Ontario County and Geneva City property record for 78 Cherry St, Geneva, NY 14456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,858 sqft · built 1885 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Jul 2022) |
| Tax Bill | $6,846 (2026) |
| Deeds & Mortgages | Dec 2005 Mortgage Jun 2005 Mortgage + 4 more |
| APN | 320500 104.7-2-48 |
| Primary APN | 320500 104.7-2-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,858 sqft Living Area |
| 1st Floor Area | 929 sqft |
| 2nd Floor Area | 929 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 429 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 06300780 |
|---|---|
| Street Address | 78 CHERRY ST |
| City | GENEVA |
| State | NY |
| Zip | 14456-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 2 |
| Legal Lot Number | 48.000 |
| Jurisdiction | ONTARIO NY |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 51801 |
Source: Ontario County and Geneva City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 CHERRY ST, GENEVA, NY 14456-1606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2005 | Deed of Trust, Mortgage CITIFINANCIAL DE |
| Jun 27, 2005 | Deed of Trust, Mortgage SENECA FALLS SAVINGS BANK |
| Jul 5, 2022 | Warranty Deed, Transfer |
| May 21, 2018 | Deed of Trust, Mortgage LYONS NATIONAL BANK |
| May 21, 2018 | Warranty Deed, Transfer LYONS NATIONAL BANK |
| Oct 2, 2006 | Deed, Transfer M & T MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on Record |
| Deed Sale | Jul 5, 2022 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Document Number | 202278 |
| Deed Book / Page | 1499 / 597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 78 CHERRY ST, GENEVA, NY 14456-1606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001791/0000000948 |
|---|---|
| Date | Dec 2, 2005 |
| Book Page | 0000001791/0000000948 |
| Instrument | 200512020027 |
| Name | CITIFINANCIAL DE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 265 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 78 CHERRY ST, GENEVA, NY 14456-1606 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001744/0000000495 |
|---|---|
| Date | Jun 27, 2005 |
| Book Page | 0000001744/0000000495 |
| Instrument | 200506270001 |
| Name | SENECA FALLS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Jul 5, 2022 |
| Property Address | 78 CHERRY ST, GENEVA, NY 14456-1606 |
| Document Number | 001499/597 |
| Book / Page | 1499 / 597 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 202207050078 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONTARIO NY |
| Property Address | 78 CHERRY ST, GENEVA, NY 14456-1606 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002827/0000000235 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 0000002827/0000000235 |
| Name | LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 176 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | May 21, 2018 |
| Property Address | 78 CHERRY ST, GENEVA, NY 14456-1606 |
| Document Number | 001407/202 |
| Book / Page | 1407 / 202 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000002827/0000000235 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 0000002827/0000000235 |
| Name | LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 176 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ONTARIO NY |
| Recording Date | Oct 2, 2006 |
| Property Address | 78 CHERRY ST, GENEVA, NY 14456-1606 |
| Document Number | 0000001171/0000000586 |
| Book / Page | 0000001171 / 0000000586 |
| Instrument Date | Oct 2, 2006 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | L EDWARD MONAGHAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 CHERRY ST, GENEVA, NY 14456-1606 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001867/0000000838 |
|---|---|
| Date | Oct 2, 2006 |
| Book Page | 0000001867/0000000838 |
| Instrument | 200610020146 |
| Name | M & T MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 279 Months |
| Due | Jan 1, 2030 |
Source: Ontario County and Geneva City assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ontario County |
| Municipality | Geneva City |
| Unified School District | Geneva City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,846.00 (+2.75%) | ||
| 2025 | $6,663.00 | $194,700 (+53.31%) Land $7,300 Building $187,400 | $211,630 (+29.98%) Land $7,935 Building $203,695 |
| 2023 | $127,000 Land $7,300 Building $119,700 | $162,821 Land $9,359 Building $153,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY serves 13,334 people · EPA ID NY3401156 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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