New Castle County property record for 78 Charles Dr, New Castle, DE 19720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,830 sqft · built 1991 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Oct 2001) |
| Tax Bill | $2,613 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-044.20-259 |
| Primary APN | 10-044.20-259 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 959 sqft |
| Basement Area | 871 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 123 ft deep x 78 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 78 CHARLES DR |
|---|---|
| City | NEW CASTLE |
| State | DE |
| Zip | 19720-4670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC6.5 |
| Legal Subdivision | SPRINGFIELDS |
| Legal Lot Number | 273 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 16306 |
78 Charles Dr is owned and occupied by two individuals who bought it in October 2001.
Source: New Castle County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 CHARLES DR, NEW CASTLE, DE 19720-4670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2017 | Deed of Trust, Mortgage NEW CASTLE COUNTY DELAWARE EMPLOYEES FED |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2001 · Amount on File |
| Deed Sale | Oct 29, 2001 · Amount on File |
| Deed Document Number | 200189233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 78 CHARLES DR, NEW CASTLE, DE 19720-4670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047291 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 20170913-0047291 |
| Name | NEW CASTLE COUNTY DELAWARE EMPLOYEES FED |
|---|---|
| Address | NEW CASTLE, DE 19720 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 78 CHARLES DR, NEW CASTLE, DE 19720-4670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000108770 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 20201202-0108770 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 78 Charles Dr was $2,613.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Colonial School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,613.00 | $383,800 Land $78,300 Building $305,500 | |
| 2024 | $357,570 | ||
| 2023 | $2,652.00 | $83,900 Land $10,500 Building $73,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 Charles Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Charles Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER DELAWARE, INC private · serves 100,495 people · EPA ID DE0000564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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