78 Chalmers St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 78 Chalmers St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,628 sqft · built 1956
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2017)
Tax Bill	$7,796 (2026)
Deeds & Mortgages	Apr 2021 Refinance Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02590 P:0014`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02590 P:0014`
Alternative APN	`25900014`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,628 sqft Living Area
1st Floor Area	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	25900014
Street Address	78 CHALMERS ST
City	SPRINGFIELD
State	MA
Zip	01118-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 CHALMERS ST, SPRINGFIELD, MA 01118-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ARRHA CREDIT UNION
Feb 15, 2017	Quit Claim Deed, Transfer · Conventional Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on Record
Deed Sale	Feb 15, 2017 · Amount on Record
Prior Sale	Feb 4, 2005 · Amount on Record
Deed Book / Page	21569 / 78
Transfer Doc	0021569-78
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	78 CHALMERS ST, SPRINGFIELD, MA 01118-1613
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023846-475
Date	Apr 27, 2021
Book Page	23846/475
Instrument	28339

Lender

Name	ARRHA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 15, 2017
Property Address	78 CHALMERS ST, SPRINGFIELD, MA 01118-1613
Document Number	21569-78
Book / Page	021569 / 000078
Instrument Date	Feb 3, 2017
Instrument	8265
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 PAGE BLVD #2ND SPRINGFIELD MA 011043045, 2ND, SPRINGFIELD, MA 01104-3045

Mortgage

Document Number	21569-81
Date	Feb 15, 2017
Book Page	021569/000081
Instrument	8266

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,796.00 (+18.52%)	$504,300 (+20.21%) Land $39,000 Building $465,300	$370,951 (-27.85%)
2025	$6,578.00 (+2.49%)	$419,500 (+11.45%) Land $40,200 Building $379,300	$514,140 (+11.2%)
2024			$462,365
2023	$6,418.00	$376,400 Land $41,800 Building $334,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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