Glocester Town property record for 78 Centre Rd, Chepachet, RI 02814
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,208 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,500 (Oct 2013) |
| Tax Bill | $4,925 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-0346-50 |
| Primary APN | 7-0346-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 824 sqft |
| Basement Area | 824 sqft |
| Unfinished Basement | 824 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7-0346-50 |
|---|---|
| Street Address | 78 CENTRE RD |
| City | CHEPACHET |
| State | RI |
| Zip | 02814-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Block | 89 |
| Jurisdiction | GLOCESTER RI |
| Township / Civil Division | GLOCESTER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 13101 |
Source: Glocester Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 CENTRE RD, CHEPACHET, RI 02814-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY |
| Mar 26, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Jun 27, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2013 · Amount on Record |
| Deed Sale | Oct 25, 2013 · Amount on Record |
| Prior Sale | Jan 10, 2013 · Amount on Record |
| Deed Document Number | 20132 |
| Deed Book / Page | 655 / 114 |
| Transfer Doc | 773-131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 78 CENTRE RD, CHEPACHET, RI 02814-1223 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000919-113 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 919/113 |
| Instrument | 51104 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 78 CENTRE RD, CHEPACHET, RI 02814-1223 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000860-125 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 860/125 |
| Instrument | 46319 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Jun 27, 2018 |
| Property Address | 78 CENTRE RD, CHEPACHET, RI 02814-1223 |
| Document Number | 773-131 |
| Book / Page | 000773 / 000131 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 38919 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 CENTRE RD CHEPACHET RI 028141223, CHEPACHET, RI 02814-1223 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 78 CENTRE RD, CHEPACHET, RI 02814-1223 |
| Document Number | 773-132 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 78 CENTRE RD CHEPACHET RI 028141223, CHEPACHET, RI 02814-1223 |
| Document Number | 773-132 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 000773/000132 |
| Instrument | 38920 |
| Name | STEARNS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2048 |
Source: Glocester Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Glocester Town |
| Secondary School District | Foster-Glocester Regional School District (06 - 12) |
| Elementary School District | Glocester Elementary School District (PK - 05) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,925.00 (+0.06%) | $345,400 (-) Land $96,900 Building $248,500 |
| 2023 | $4,922.00 (+8.99%) | $345,400 (+42.96%) Land $96,900 Building $248,500 |
| 2022 | $4,516.00 | $241,600 Land $66,100 Building $175,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECHO LAKE WATER DISTRICT private · serves 160 people · EPA ID RI2980414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 21 ppb (2025–2027) action level 15 ppb |
| Copper | 1.93 mg/L (2025–2027) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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