78 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 78 Central St, Acton, MA 01720 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1952
Square Footage	1,075 sqft Living Area
Lot Size	18,986 sqft (0.436 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2017)
Tax Bill	$8,265.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00G2 B:0186 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,075 sqft Living Area
Gross Area	2,449 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,986 sqft (0.436 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	78 CENTRAL ST
City	ACTON
State	MA
Zip	01720-2724
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	186
Jurisdiction	ACTON MA
Minor Civil Division	ACTON
Census Blockgroup	2
Census Block	2010
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00G2 B:0186 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	78 CENTRAL ST, ACTON, MA 01720-2724
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Apr 30, 1997 · Amount on Record
Deed Book / Page	70001 / 186
Record Refreshed	Sep 20, 2026

September 2017: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	ACTON MA
Recording Date	Sep 28, 2017
Property Address	78 CENTRAL ST, ACTON, MA 01720-2724
Document Number	70001-186
Book / Page	70001 / 186
Instrument	157454
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60.93
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CENTRAL ST, ACTON, MA 01720-2724

Mortgage

Document Number	700010189
Date	Sep 28, 2017
Instrument	70001/0189

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,265.00 (+5.18%)	$481,900 (+2.23%) Land $271,900 Building $210,000	$521,170 (+7.76%)
2024	$7,858.00 (-1.26%)	$471,400 (+4.02%) Land $271,900 Building $199,500	$483,645
2023	$7,958.00	$453,200 Land $247,000 Building $206,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low 7th percentile nationally · 16th in Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.