Union County and Cranford Township property record for 78 Centennial Ave, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft · built 1944 |
| Lot Size | 0.048 acres (2,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,900 (Jul 2018) |
| Tax Bill | $7,349 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00506-0000-00006 |
| Primary APN | 03-00506-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 896 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Row Home |
| Construction Type | Frame |
| Lot Area | 2,082 sqft (0.048 acres) |
| Account Number | 5971002 |
|---|---|
| Street Address | 78 CENTENNIAL AVE |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CRANFORD |
| Legal Block | 506 |
| Legal Lot Number | 6 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 37200 |
Source: Union County and Cranford Township records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 CENTENNIAL AVE, CRANFORD, NJ 07016-3161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Jul 9, 2018 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2018 · Amount on Record |
| Deed Sale | Jul 9, 2018 · Amount on Record |
| Prior Sale | Nov 17, 1994 · Amount on Record |
| Deed Document Number | 2018301960 |
| Deed Book / Page | 6273 / 2139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 22, 2026 |
| Property Address | 78 CENTENNIAL AVE, CRANFORD, NJ 07016-3161 |
| Document Number | 0000095082 |
| Book / Page | 15833 / 2376 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202695082 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | TITLE ESCROW, SILK TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 78 CENTENNIAL AVE, CRANFORD, NJ 07016-3161 |
| Document Number | 0000095082, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 15833/2376 |
| Instrument | 202695082 |
| Name | BANK NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 22, 2041 |
| Rate | 7.34% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 78 CENTENNIAL AVE, CRANFORD, NJ 07016-3161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0146842271 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 14684/2271 |
| Instrument | 690448 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 78 CENTENNIAL AVE, CRANFORD, NJ 07016-3161 |
| Document Number | 0145362094 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 78 CENTENNIAL AVE CRANFORD NJ 070163161, CRANFORD, NJ 07016-3161 |
| Document Number | 0145362094 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 014536/002094 |
| Instrument | 669717 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 9, 2018 |
| Property Address | 78 CENTENNIAL AVE, CRANFORD, NJ 07016-3161 |
| Document Number | 0062732139 |
| Book / Page | 6273 / 2139 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 301960 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | MAIN STREET TITLE & SETTLEME |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,637.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 78 CENTENNIAL AVE, CRANFORD, NJ 07016-3161 |
| Document Number | 659604 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 659604 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,400 (-) Land $52,400 Building $49,000 | $101,400 (-) Land $52,400 Building $49,000 | |
| 2025 | $7,349.00 (+6.93%) | $101,400 (-) Land $52,400 Building $49,000 | $101,400 (-) Land $52,400 Building $49,000 |
| 2024 | $6,873.00 (+2.52%) | ||
| 2023 | $101,400 Land $52,400 Building $49,000 | $101,400 Land $52,400 Building $49,000 | |
| 2022 | $6,704.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1983–2021) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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