78 Cedar St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 78 Cedar St, Wakefield, MA 01880 · Last verified April 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 5 ba · 2,784 sqft · built 1900
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jun 2021)
Tax Bill	$9,924 (2025)
Deeds & Mortgages	May 2022 Refinance Aug 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21784`

Property Details

APN / Parcel Number

Primary APN	`21784`
Alternative APN	`WAKE M:000012 B:0353 P:00176C`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Units	5 Units
Stories	2 Stories
Building Area	2,784 sqft Living Area
Gross Area	5,338 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,182 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1962
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	21784
Street Address	78 CEDAR ST
City	WAKEFIELD
State	MA
Zip	01880-2766
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	353
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	5
Census Block	5013
Census Tract	335200

Owner

Source: Middlesex County and Wakefield Town records · APN 21784

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 WONSON ST, GLOUCESTER, MA 01930-4158
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Aug 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY CREDIT UNION LYNN
Jun 24, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK
Jan 30, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jul 17, 2009 · Amount on Record
Deed Document Number	2021143413
Deed Book / Page	78095 / 364
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	78 CEDAR ST, WAKEFIELD, MA 01880-2766
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080193-116
Date	May 27, 2022
Book Page	80193/116
Instrument	80140

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	78 CEDAR ST, WAKEFIELD, MA 01880-2766
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073125-180
Date	Aug 16, 2019
Book Page	73125/180
Instrument	122307

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2034

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jun 24, 2021
Property Address	78 CEDAR ST, WAKEFIELD, MA 01880-2766
Document Number	078095-364
Book / Page	78095 / 364
Instrument Date	Jun 24, 2021
Instrument	143413
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 WONSON ST, GLOUCESTER, MA 01930-4158

Mortgage

Document Number	0000143414
Date	Jun 24, 2021
Instrument	143414

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Jan 30, 2019
Property Address	78 CEDAR ST, WAKEFIELD, MA 01880-2766
Document Number	72176-438
Book / Page	072176 / 000438
Instrument Date	Jan 07, 2019
Instrument	12308
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	201 LYNN FELLS PKWY SAUGUS MA 019063118, SAUGUS, MA 01906-3118

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,924.00 (+1.46%)	$874,400 (+0.58%) Land $356,000 Building $518,400
2024	$9,781.00 (+5.17%)	$869,400 (+9.66%) Land $354,000 Building $515,400
2023	$9,300.00	$792,800 Land $322,800 Building $470,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173352005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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