Nassau County and Hempstead Town property record for 78 Cedar Rd, Malverne, NY 11565
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,366 sqft · built 1936 |
| Lot Size | 0.134 acres (5,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Jan 2018) |
| Tax Bill | $9,146 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-118-00-0012 |
| Primary APN | 38-118-00-0012 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,366 sqft Living Area |
| Gross Area | 1,731 sqft |
| 1st Floor Area | 644 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 5,840 sqft (0.134 acres) |
| Lot Dimensions | 77 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 246 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 119 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 38118 00120 |
|---|---|
| Street Address | 78 CEDAR RD |
| City | MALVERNE |
| State | NY |
| Zip | 11565-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 012 |
| Legal Block | 118 |
| Legal Lot Number | 12-15 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 410200 |
78 Cedar Rd is owned and occupied by two individuals who bought it in January 2018.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 CEDAR RD, MALVERNE, NY 11565-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jan 2, 2018 | Grant Deed, Transfer · Conventional with PMI ASSOCIATED MTG BANKERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on File |
| Deed Sale | Jan 2, 2018 · Amount on File |
| Deed Document Number | 2018410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 78 CEDAR RD, MALVERNE, NY 11565-2230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 78 CEDAR RD, MALVERNE, NY 11565-2230 |
| Document Number | M470990536 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | M47099/536 |
| Instrument | 2023-19862 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | MALVERNE, NY 11565 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 78 CEDAR RD, MALVERNE, NY 11565-2230 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0450230329 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 45023/329 |
| Instrument | 2021-020519 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 78 CEDAR RD, MALVERNE, NY 11565-2230 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0450230312 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 45023/312 |
| Instrument | 2021-020518 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 2, 2018 |
| Property Address | 78 CEDAR RD, MALVERNE, NY 11565-2230 |
| Document Number | 0136040068 |
| Book / Page | 013604 / 000068 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 410 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | EAST COAST ABSTRACT INC. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,920.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 YALE PL ROCKVILLE CENTRE NY 115702834, ROCKVILLE CENTRE, NY 11570-2834 |
| Document Number | 425940697 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 042594/000697 |
| Instrument | 411 |
| Name | ASSOCIATED MTG BANKERS |
|---|---|
| Type | Mortgage Company |
| Address | RONKONKOMA, NY 11779 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 78 Cedar Rd was $9,146 with a homeowner's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Malverne Village |
| Unified School District | Malverne Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409 Land $190 Building $219 | $409,000 | |
| 2025 | $9,146.00 | ||
| 2023 | $8,219.00 Additional exemption filed | $423 Land $197 Building $226 | $423,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 Cedar Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Cedar Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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