Westchester County and Ossining Town property record for 78 Cedar Ln, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,802 sqft · built 1939 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Jan 2021) |
| Deeds & Mortgages | Jan 2021 Foreclosure Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 89.07-3-7 |
| Primary APN | 554289 89.07-3-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Upper Floors Area | 338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 31,799 sqft (0.73 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 78 CEDAR LN |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOLGO LOTS |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 13700 |
Source: Westchester County and Ossining Town records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 CEDAR LN, OSSINING, NY 10562-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Sheriff's Deed, Foreclosure · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 7, 2019 | Deed of Trust, Mortgage UNITED NRTHN MTG BANKERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on Record |
| Deed Sale | Jan 8, 2021 · Amount on Record |
| Prior Sale | Jan 8, 2021 · Amount on Record |
| Deed Document Number | 2021603633211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 8, 2021 |
| Property Address | 78 CEDAR LN, OSSINING, NY 10562-2415 |
| Document Number | 0603633211 |
| Map Reference | MAP 24208 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 603633211 |
| Transaction Type | Foreclosure |
| Record Updated | May 6, 2022 |
| Title Company | THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,120.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 300 EXECUTIVE BLVD, 300, OSSINING, NY 10562-2562 |
| Name | Verified Name |
|---|---|
| Address | 203 WEBBER AVE, SLEEPY HOLLOW, NY 10591-2004 |
| Document Number | 0610074035 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 610074035 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 78 CEDAR LN, OSSINING, NY 10562-2415 |
| Document Number | 0593243120 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | REALTY RESOURCE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 636 N TERRACE AVE #5A MOUNT VERNON NY 105522713, 5A, MOUNT VERNON, NY 10552-2713 |
| Document Number | 0593243120 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 059324/003120 |
| Name | UNITED NRTHN MTG BANKERS |
|---|---|
| Type | Mortgage Company |
| Address | LEVITTOWN, NY 11756 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2049 |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $673,700 (+3.73%) Land $307,900 Building $365,800 | $673,700 (+3.73%) Land $307,900 Building $365,800 |
| 2024 | $649,500 (+7.78%) Land $238,400 Building $411,100 | $649,500 (+7.78%) Land $238,400 Building $411,100 |
| 2023 | $602,600 Land $238,400 Building $364,200 | $602,600 Land $238,400 Building $364,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1982–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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