Barrow County property record for 78 Cedar Bluff, Winder, GA 30680
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,748 sqft · built 1984 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Mar 2019) |
| Tax Bill | $3,427 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WN18 113 |
| Primary APN | WN18 113 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Heated Area |
| Basement Area | 412 sqft |
| Finished Basement | 412 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Porch | Patio |
| Porch Area | 336 sqft |
| Patio Area | 353 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 11921 |
|---|---|
| Street Address | 78 CEDAR BLF |
| City | WINDER |
| State | GA |
| Zip | 30680-3629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | NORTHWOODS |
| Jurisdiction | BARROW GA |
| Township / Civil Division | WINDER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 180302 |
Source: Barrow County records · APN WN18 113
Assessment roll updated December 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 CEDAR BLF, WINDER, GA 30680-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 04, 2019 | Grant Deed, Transfer · Conventional with PMI ANGEL OAK MTG SOLUTIONS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | Feb 23, 1984 · Amount on Record |
| Deed Document Number | 2019860 |
| Deed Book / Page | 2211 / 530 |
| Last Transfer Date | Mar 24, 2025 |
| Transfer Doc | 002932/258 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARROW GA |
| Property Address | 78 CEDAR BLF, WINDER, GA 30680-3629 |
| Document Number | 0023470321 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 18 CEDAR BLF WINDER GA 30680, WINDER, GA 30680 |
| Document Number | 0023470321 |
|---|---|
| Date | Jun 04, 2020 |
| Book Page | 002347/000321 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 03, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BARROW GA |
| Recording Date | Apr 04, 2019 |
| Property Address | 78 CEDAR BLF, WINDER, GA 30680-3629 |
| Document Number | 0022110530 |
| Book / Page | 002211 / 000530 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 CEDAR BLF WINDER GA 306803629, WINDER, GA 30680-3629 |
| Document Number | 22110532 |
|---|---|
| Date | Apr 04, 2019 |
| Book Page | 002211/000532 |
| Name | ANGEL OAK MTG SOLUTIONS |
|---|---|
| Address | ATLANTA, GA 30305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2049 |
Source: Barrow County records · Assessment roll updated December 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Barrow County |
| Municipality | Winder City |
| Unified School District | Barrow County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,427.00 (-15.15%) Homeowner's exemption | $128,392 (+2.35%) Land $13,600 Building $114,792 | $320,981 (+2.35%) Land $34,000 Building $286,981 |
| 2023 | $4,039.00 (+31.39%) Homeowner's exemption | $125,443 (+26.28%) Land $13,600 Building $111,843 | $313,608 (+26.28%) Land $34,000 Building $279,608 |
| 2022 | $3,074.00 Homeowner's exemption | $99,339 Land $13,600 Building $85,739 | $248,348 Land $34,000 Building $214,348 |
Source: FEMA National Flood Hazard Layer as of November 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · rainfall accumulation |
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Point Broadband Fiber Holding, Uniti Group, Verizon.
Based on FCC filings for 47 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINDER serves 51,540 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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