78 Carter Dr, Troy, MI 48098 Property Records

Oakland County property record for 78 Carter Dr, Troy, MI 48098 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1968
Square Footage	2,313 sqft Living Area
Lot Size	24,394 sqft (0.56 acres)
Occupancy	Owner Occupied
Last Sale	$510,000 (2025)
Tax Bill	$3,368.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`88-20-16-476-035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,313 sqft Living Area
1st Floor	1,373 sqft 1st Floor
Basement Area	1,373 sqft Basement
Finished Basement	1,373 sqft Finished
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bungalow Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Lot Area	24,394 sqft (0.56 acres)
Depth X Width	193 ft x 126 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Deck Area	374 sqft Deck
Patio Area	374 sqft Patio
Porch Area	125 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	78 CARTER DR
City	TROY
State	MI
Zip	48098-4609
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 16 MC CORMICK & LAWRENCE LITTLE FARMS SUB W 126 FT OF LOT 44
Legal Range	11E
Legal Township	2N
Legal Section	16
Legal Subdivision	MC CORMICK LAWRENCE LITTLE FARMS
Legal Lot Number	44
Jurisdiction	OAKLAND MI
Minor Civil Division	TROY
Census Blockgroup	2
Census Block	2006
Census Tract	196900

Owner

Source: Oakland County records · APN 88-20-16-476-035

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 CARTER DR, TROY, MI 48098-4609
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Deed Doc Number	2025138007
Deed Book / Page	60666 / 594
Prior Transfer Date	Aug 06, 2015
Prior Transfer Doc	0000230878
Record Refreshed	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 29, 2025
Property Address	78 CARTER DR, TROY, MI 48098-4609
Document Number	0000138007
Book / Page	60666 / 594
Map Reference	LB 20 PG 30
Instrument Date	Oct 17, 2025
Instrument	138007
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,825.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 CARTER DR, TROY, MI 48098-4609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 CARTER DR, TROY, MI 48098-4609

Mortgage

Document Number	0060655443
Date	Oct 29, 2025
Instrument	60655/443

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,368.00 (-3.85%)
2023			$292,580
2022	$3,503.00	$146,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.