78 Carriage Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 78 Carriage Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,809 sqft · built 1967
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,340,000 (Oct 2025)
Tax Bill	$16,320 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0118 B:002 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0118 B:002 L:00`
Alternative APN	`4785`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,809 sqft Living Area
Gross Area	5,117 sqft
1st Floor Area	1,533 sqft
Basement Area	1,276 sqft
Unfinished Basement	319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,654 sqft (2.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4785
Street Address	78 CARRIAGE RD
City	WILTON
State	CT
Zip	06897-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	2
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	3
Census Block	3013
Census Tract	45101

Owner

Source: Wilton Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 CARRIAGE RD, WILTON, CT 06897-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit NEWTOWN SAVINGS BANK
Oct 15, 2025	Warranty Deed, Transfer · Line of Credit US BANK NA
Nov 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Nov 19, 1997 · Amount on Record
Deed Book / Page	2585 / 559
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	78 CARRIAGE RD, WILTON, CT 06897-1605
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002525-272
Date	Jan 19, 2021
Book Page	2525/272

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2030

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Oct 15, 2025
Property Address	78 CARRIAGE RD, WILTON, CT 06897-1605
Document Number	002585-559
Book / Page	2585 / 559
Instrument Date	Oct 15, 2025
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0002585562
Date	Oct 15, 2025
Instrument	2585/562

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Nov 1, 2032
Index	1-Year CMT

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	78 CARRIAGE RD, WILTON, CT 06897-1605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2520-1145
Date	Nov 17, 2020
Book Page	2520/1145

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,320.00	$668,570 (+31.65%) Land $310,520 Building $358,050	$467,999 Land $217,364 Building $250,635
2024	$16,320.00 (+9.83%)
2023	$14,860.00 (+3.65%)	$507,850 (-) Land $296,940 Building $210,910
2022	$14,337.00	$507,850 Land $296,940 Building $210,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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