78 Carmichael Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 78 Carmichael Rd, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1945
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Oct 2023)
Tax Bill	$3,382 (2026)
Deeds & Mortgages	Oct 2023 Sale
APN	`032400 112.05-3-27`

Property Details

APN / Parcel Number

Primary APN	`032400 112.05-3-27`
Alternative APNs	`240011200500030270000000` `24370200000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24370200000
Street Address	78 CARMICHAEL RD
City	BINGHAMTON
State	NY
Zip	13901-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	007000000300B3250000
Legal Block	3
Legal Lot Number	27.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	3
Census Block	3017
Census Tract	12102

Owner

78 Carmichael Rd is owned by an individual who bought it in October 2023.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	163 SQUIRREL HILL RD, CHENANGO FORKS, NY 13746-2150
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	202322186
Deed Book / Page	2741 / 31
Prior Transfer Date	Sep 25, 2023
Prior Transfer Doc	0002741/31
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Oct 27, 2023
Property Address	78 CARMICHAEL RD, BINGHAMTON, NY 13901-1165
Document Number	0002741/31
Book / Page	2741 / 31
Instrument Date	Sep 25, 2023
Instrument	202300022186
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	GOVERNMENT PLAZA, BINGHAMTON, NY 13902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 SQUIRREL HILL RD, CHENANGO FORKS, NY 13746-2150

Tax Assessment & Valuation

The 2026 property tax bill for 78 Carmichael Rd was $3,382, up 10.7% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Chenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,382.00 (+10.7%)
2025	$3,055.00 (+6.45%)	$47,700 Land $8,200 Building $39,500	$111,200 Land $19,116 Building $92,084
2024	$2,870.00
2023		$47,700 (-) Land $8,200 Building $39,500	$93,898 (+9.25%) Land $16,142 Building $77,756
2022		$47,700 Land $8,200 Building $39,500	$85,946 Land $14,775 Building $71,171
2016	$4,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 78 Carmichael Rd; there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	34 (1979–2025)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 24 claims Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Carmichael Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENANGO CONSOLIDATED WD #1 serves 9,200 people · EPA ID NY0301653
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20