78 Buck St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 78 Buck St, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,067 sqft · built 2018
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,771 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:080 B:039 L:001`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:080 B:039 L:001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,067 sqft Living Area
Gross Area	4,975 sqft
1st Floor Area	1,304 sqft
Attic	Attic
Attic Area	280 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,420 sqft (1.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	78 BUCK ST
City	GORHAM
State	ME
Zip	04038-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	39
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1004
Census Tract	4100

Owner

78 Buck St is owned and occupied by two individuals.

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 BUCK ST, GORHAM, ME 04038-2362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage KEYBANK USA
Mar 15, 2019	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	78 BUCK ST, GORHAM, ME 04038-2362
Document Number	0367090272
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BUCK ST GORHAM ME 040382362, GORHAM, ME 04038-2362

Mortgage

Document Number	0367090272
Date	May 19, 2020
Book Page	036709/000272
Instrument	25756

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 18, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	78 BUCK ST, GORHAM, ME 04038-2362
Document Number	0355630278
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 BUCK ST GORHAM ME 04038, GORHAM, ME 04038

Mortgage

Document Number	0355630278
Date	Apr 5, 2019
Book Page	035563/000278
Instrument	13880

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 4, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 78 Buck St was $7,771, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,771.00 (+0.67%)	$525,100 (-) Land $101,200 Building $423,900
2024	$7,719.00	$525,100 Land $101,200 Building $423,900
2022	$6,748.00	$525,100 Land $101,200 Building $423,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 78 Buck St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Buck St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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