78 Bridge St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 78 Bridge St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,110 sqft · built 1856
Lot Size	0.142 acres (6,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,000 (Jul 2007)
Tax Bill	$5,587 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:36 L:0134`

Property Details

APN / Parcel Number

Primary APN	`SALE M:36 L:0134`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,110 sqft Living Area
Gross Area	2,436 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,172 sqft (0.142 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	78 BRIDGE ST
City	SALEM
State	MA
Zip	01970-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	134
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1018
Census Tract	204500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bridge Street Neck Historic District listed 2002 · 383 contributing resources · NRIS 02000790

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 BRIDGE ST, SALEM, MA 01970-4149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Mar 1, 2017	Deed of Trust, Mortgage WELLS FARGO BANK NA
Feb 24, 2020	Deed of Trust, Mortgage · Balloon Mortgage AFFINITY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2007 · Amount on Record
Deed Sale	Jul 26, 2007 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Book / Page	27048 / 432
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Recording Date	Sep 15, 2026
Property Address	78 BRIDGE ST, SALEM, MA 01970-4149
Document Number	0000002770
Book / Page	43629 / 503
Instrument Date	Sep 2, 2026
Instrument	20262770
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BRIDGE ST, SALEM, MA 01970-4149

Mortgage

Document Number	0000002770,
Date	Sep 15, 2026
Book Page	43629/503
Instrument	20262770

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	78 BRIDGE ST, SALEM, MA 01970-4149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35710-54
Date	Mar 1, 2017
Book Page	35710/54
Instrument	230

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	78 BRIDGE ST, SALEM, MA 01970-4149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38283-248
Date	Feb 24, 2020
Book Page	38283/248
Instrument	20200224004450

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,587.00 (+10.22%)	$518,300 (+15.95%) Land $197,600 Building $319,600	$532,372 (+28.94%)
2025	$5,069.00 (+1.3%)	$447,000 (+3.81%) Land $157,500 Building $289,500	$412,870
2024	$5,004.00 (+5.61%)	$430,600 (+13.7%) Land $157,500 Building $273,100
2023	$4,738.00	$378,700 Land $139,000 Building $239,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	48 units insured incl. 5 condo units
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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