78 Birch St, Warwick, RI 02888 Property Records

Warwick City property record for 78 Birch St, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1959
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Mar 2021)
Tax Bill$4,428 (2025)
Deeds & MortgagesJan 2025 Refinance
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30105000000

Property Details

APN / Parcel Number

Primary APN30105000000
Alternative APNs
  • WARW M:301 B:0500 L:0000
  • 127764

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area2,472 sqft
1st Floor Area816 sqft
AtticAttic
Attic Area816 sqft
Basement Area408 sqft
Unfinished Basement408 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number127764
Street Address78 BIRCH ST
CityWARWICK
StateRI
Zip02888-3613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block500
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group3
Census Block3050
Census Tract21002

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address78 BIRCH ST, WARWICK, RI 02888-3613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Mar 4, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
NFM LENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2021 · Amount on Record
Deed SaleMar 4, 2021 · Amount on Record
Prior SaleAug 17, 1992 · Amount on Record
Deed Document Number20214100
Deed Book / Page9767 / 320
Record UpdatedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address78 BIRCH ST, WARWICK, RI 02888-3613
Transaction TypeMortgage
Record UpdatedApr 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010615-283
DateJan 6, 2025
Book Page10615/283
Instrument142
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term289 Months
DueFeb 1, 2049

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateMar 4, 2021
Property Address78 BIRCH ST, WARWICK, RI 02888-3613
Document Number009767-320
Book / Page9767 / 320
Instrument DateFeb 24, 2021
Instrument4100
Transaction TypeTransfer
Record UpdatedApr 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004101
DateMar 4, 2021
Instrument4101
Lender
NameNFM LENDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,428.00 (+6.21%)$348,700 (+18.69%) Land $111,100 Building $237,600
2024$343,520
2023$4,169.00 (+6.71%)$293,800 (+40.84%) Land $96,600 Building $197,200
2022$3,907.00$208,600 Land $60,800 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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